731 Central Ave, Findlay, OH 45840 Property Records

Hancock County property record for 731 Central Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,247 sqft · built 1952
Lot Size	0.239 acres (10,402 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Apr 2019)
Tax Bill	$2,228 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1011-181-03-007.000`

Property Details

APN / Parcel Number

Primary APN	`1011-181-03-007.000`
Alternative APN	`570000202060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
1st Floor Area	1,247 sqft
Basement Area	840 sqft
Finished Basement	820 sqft
Unfinished Basement	20 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,402 sqft (0.239 acres)
Lot Dimensions	208 ft deep x 50 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	223 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	731 CENTRAL AVE
City	FINDLAY
State	OH
Zip	45840-5647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNN ADD LOT 3077 & PT ALY E
Legal Subdivision	DUNN ADD
Legal Lot Number	3077
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3013
Census Tract	600

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	731 CENTRAL AVE, FINDLAY, OH 45840-5647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU
Apr 2, 2019	Warranty Deed, Transfer · ARM ANHEUSER BUSCH EMPLOYEES CU
Nov 7, 2018	Special Warranty Deed, Transfer SERVICELINK CRS, SERVICELINK LLC
Aug 28, 2018	Foreclosure NOT AVAILABLE, ALLDOIAL TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Prior Sale	Nov 7, 2018 · Amount on Record
Deed Document Number	20192353
Deed Book / Page	2554 / 2169
Prior Transfer Date	Nov 4, 2005
Prior Transfer Doc	002280/965
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Apr 2, 2026
Property Address	731 CENTRAL AVE, FINDLAY, OH 45840-5647
Document Number	0000002207
Book / Page	2627 / 5249
Instrument Date	Mar 27, 2026
Instrument	20262207
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 CENTRAL AVE, FINDLAY, OH 45840-5647

Mortgage

Document Number	0000002207,
Date	Apr 2, 2026
Book Page	2627/5249
Instrument	20262207

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 30, 2051

Interest

Rate	5.98%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	731 CENTRAL AVE, FINDLAY, OH 45840-5647
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02587/5583
Date	Oct 14, 2021
Book Page	2587/5583
Instrument	202100012014

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 2, 2019
Property Address	731 CENTRAL AVE, FINDLAY, OH 45840-5647
Document Number	02554/2169
Book / Page	2554 / 2169
Instrument Date	Mar 29, 2019
Instrument	201900002353
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 CENTRAL AVE, FINDLAY, OH 45840-5647

Mortgage

Document Number	201900002354
Date	Apr 2, 2019
Instrument	201900002354

Lender

Name	ANHEUSER BUSCH EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.54%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	9.54%
Index	1-Year CMT
Max Rate	9.54%

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 7, 2018
Property Address	731 CENTRAL AVE, FINDLAY, OH 45840-5647
Document Number	02548/0081
Book / Page	2548 / 0081
Instrument Date	Oct 16, 2018
Instrument	201800009305
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 TIMBERWOOD DR, FINDLAY, OH 45840-0921

August 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	HANCOCK OH
Recording Date	Aug 28, 2018
Property Address	731 CENTRAL AVE, FINDLAY, OH 45840-5647
Document Number	02544/0741
Book / Page	2544 / 0741
Instrument Date	Aug 1, 2018
Instrument	201800007208
Transaction Type	Foreclosure
Record Updated	Sep 14, 2023
Title Company	NOT AVAILABLE, ALLDOIAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,228.00 (+24.12%) Homeowner's exemption	$72,700 (+43.82%) Land $6,760 Building $65,940	$207,700 (+43.8%) Land $19,300 Building $188,400
2024	$1,795.00 (-0.17%)	$50,550 (-) Land $4,690 Building $45,860
2023	$1,798.00 (+0.33%) Homeowner's exemption	$50,550 (-) Land $4,690 Building $45,860
2022	$1,792.00 Homeowner's exemption	$50,550 Land $4,690 Building $45,860	$144,440 Land $13,400 Building $131,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	30 (1997–2017)
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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