731 Cameron Ct, Union, KY 41091 Property Records

Boone County property record for 731 Cameron Ct, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,178 sqft · built 1993
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Mar 2026)
Tax Bill	$9,871 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`064.07-07-018.00`

Property Details

APN / Parcel Number

Primary APN	`064.07-07-018.00`
Alternative APN	`16263`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,178 sqft Finished Area
Basement Area	2,216 sqft
Finished Basement	1,330 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Garage Area	841 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	192 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	731 CAMERON CT
City	UNION
State	KY
Zip	41091-8007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 SEC 7 TRIPLE CROWN COUNTRY CLUB (64G-241)
Legal Subdivision	TRIPLE CROWN COUNTRY CLUB
Legal Lot Number	18
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	2
Census Block	2009
Census Tract	70605

Owner

731 Cameron Ct is owned and occupied by two individuals who bought it in March 2026.

Source: Boone County records, as of April 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	731 CAMERON CT, UNION, KY 41091-8007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 15, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Jul 28, 2020	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK FSB
Aug 7, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Prior Sale	Aug 15, 2022 · Amount on File
Deed Document Number	20261234290
Deed Book / Page	1254 / 490
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Mar 27, 2026
Property Address	731 CAMERON CT, UNION, KY 41091-8007
Document Number	0D1254/490
Book / Page	D1254 / 490
Map Reference	SL 217
Instrument Date	Mar 25, 2026
Instrument	1234290
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7323 COUNTRY CLUB LN, WEST CHESTER, OH 45069-1598

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	731 CAMERON CT, UNION, KY 41091-8007

Mortgage

Document Number	0M4905/325
Date	Mar 27, 2026
Book Page	M4905/325
Instrument	1234294

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85286

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	731 CAMERON CT, UNION, KY 41091-8007
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 CAMERON CT, UNION, KY 41091-8007

Mortgage

Document Number	0M4693/718
Date	Aug 11, 2023
Book Page	M4693/718
Instrument	965201

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Aug 15, 2022
Property Address	731 CAMERON CT, UNION, KY 41091-8007
Document Number	0D1192/462
Book / Page	D1192 / 462
Map Reference	SL 217B
Instrument Date	Aug 9, 2022
Instrument	882575
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10733 OMAHA TRCE, 10733, UNION, KY 41091-9280

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	731 CAMERON CT, UNION, KY 41091-8007

Mortgage

Document Number	0000882579
Date	Aug 15, 2022
Instrument	882579

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Sep 1, 2029
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	10%
Index	Other
Margin	3
Max Rate	10%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	731 CAMERON CT, UNION, KY 41091-8007
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4513/466
Date	Sep 9, 2021
Book Page	M4513/466
Instrument	847341

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	731 CAMERON CT, UNION, KY 41091-8007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4210/595
Date	Aug 26, 2019
Book Page	M4210/595
Instrument	781724

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	731 CAMERON CT, UNION, KY 41091-8007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4323/479
Date	Jul 28, 2020
Book Page	M4323/479
Instrument	807685

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Aug 7, 2018
Property Address	731 CAMERON CT, UNION, KY 41091-8007
Document Number	D1112/880
Book / Page	D1112 / 880
Map Reference	SL 217B
Instrument Date	Jul 31, 2018
Instrument	756867
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	NORTHWEST TILE FAMILY OF COM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 WEST ST FREEDOM WAY202W, 44, CINCINNATI, OH 45242-7651

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	731 CAMERON CT, UNION, KY 41091-8007

Mortgage

Document Number	756868
Date	Aug 7, 2018
Instrument	756868

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 731 Cameron Ct was $9,871.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,871.00	$879,000 Land $100,000 Building $779,000
2024			$879,000 (-) Land $100,000 Building $779,000
2023	$10,078.00 (+53.39%)	$879,000 (+52.87%) Land $100,000 Building $779,000	$879,000 (+52.87%) Land $100,000 Building $779,000
2022	$6,570.00	$575,000 Land $100,000 Building $475,000	$575,000 Land $100,000 Building $475,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 Cameron Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 Cameron Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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