Dubuque County property record for 731 Bluff St, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,207 sqft · built 1870 |
| Lot Size | 0.106 acres (4,625 sqft) |
| Owner | Company Name on File |
| Last Sale | $85,000 (Feb 2021) |
| Tax Bill | $1,776 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-207-020 |
| Primary APN | 10-25-207-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,207 sqft Living Area |
| 1st Floor Area | 844 sqft |
| Attic Area | 295 sqft |
| Basement Area | 844 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1870 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,625 sqft (0.106 acres) |
| Lot Dimensions | 185 ft deep x 25 ft wide |
| Terrain | Above Road/Slope |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 731 BLUFF ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-4605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | N 22'10.5"-LOT 1-& S 2' LOT 4 OF CITY LOTS 653A & N 24'10.5"-S49'9" LOT 1-1 CITY LOT 653 |
| Legal Subdivision | LINCOLN |
| Legal Lot Number | 1,4,653 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 702 |
Source: Dubuque County records · APN 10-25-207-020
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16728 BUDD RD, DUBUQUE, IA 52002-9438 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Mar 19, 2021 | Deed of Trust, Mortgage · Line of Credit APPLE RIVER STATE BANK |
| Jun 02, 2021 | Deed of Trust, Mortgage · Line of Credit APPLE RIVER STATE BANK |
| Dec 27, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 11, 2021 · Amount on Record |
| Deed Sale | Feb 11, 2021 · Amount on Record |
| Deed Document Number | 0000212403 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | May 15, 2026 |
| Property Address | 731 BLUFF ST, DUBUQUE, IA 52001-4605 |
| Document Number | 0000005131 |
| Instrument Date | May 15, 2026 |
| Instrument | 20265131 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 16728 BUDD RD, DUBUQUE, IA 52002-9438 |
| Document Number | 0000005131, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 20265131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 731 BLUFF ST, DUBUQUE, IA 52001-4605 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16728 BUDD RD, DUBUQUE, IA 52002-9438 |
| Document Number | 0000004329 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021-00004329 |
| Name | APPLE RIVER STATE BANK |
|---|---|
| Type | Bank |
| Address | GALENA, IL 61036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 731 BLUFF ST, DUBUQUE, IA 52001-4605 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16728 BUDD RD, DUBUQUE, IA 52002-9438 |
| Document Number | 0000008912 |
|---|---|
| Date | Jun 02, 2021 |
| Instrument | 2021-00008912 |
| Name | APPLE RIVER STATE BANK |
|---|---|
| Type | Bank |
| Address | GALENA, IL 61036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Dec 27, 2019 |
| Property Address | 731 BLUFF ST, DUBUQUE, IA 52001-4605 |
| Document Number | 0000016424 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 16424 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $18.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 160 JULIEN DUBUQUE DR DUBUQUE IA 520037929, DUBUQUE, IA 52003-7929 |
Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $164,300 (+33.04%) Land $16,800 Building $147,500 | $164,300 (+33.04%) Land $16,800 Building $147,500 | |
| 2024 | $1,776.00 (+8.96%) | ||
| 2023 | $123,500 (+30.6%) Land $16,100 Building $107,400 | $123,500 (+30.6%) Land $16,100 Building $107,400 | |
| 2022 | $1,630.00 | $94,560 Land $13,890 Building $80,670 | |
| 2021 | $94,560 Land $13,890 Building $80,670 |
Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), as of August 9, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Cathedral Historic District listed 1985 · 97 contributing resources · NRIS 85002501 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Comelec Services, Hawkeye Topco Holdings, Verizon.
Based on FCC filings for 497 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA3126052, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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