Manatee County property record for 731 Binnacle Point Dr, Longboat Key, FL 34228
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,692 sqft · built 1972 |
| Lot Size | 0.427 acres (18,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Nov 2010) |
| Tax Bill | $10,759 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 78905-0000-7 |
| Primary APN | 78905-0000-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| Gross Area | 2,667 sqft |
| 1st Floor Area | 1,692 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,600 sqft (0.427 acres) |
| Lot Dimensions | 186 ft deep x 100 ft wide |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
| Porch | Screened Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 731 BINNACLE POINT DR |
|---|---|
| City | LONGBOAT KEY |
| State | FL |
| Zip | 34228-1603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LBK_R-4SF |
| Legal Description | LOT 100 EMERALD HARBOR UNIT 2 ALSO IN SEC 24 35 16 PI#78905.0000/7 |
| Legal Range | 16E |
| Legal Township | 35S |
| Legal Section | 24 |
| Legal Subdivision | EMERALD HARBOR UNIT 2 |
| Legal Tract | 07886900 |
| Legal Lot Number | 100 |
| Legal Unit | 2 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1705 |
731 Binnacle Point Dr is owned and occupied by two individuals who bought it in November 2010.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 731 BINNACLE POINT DR, LONGBOAT KEY, FL 34228-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2010 · Amount on File |
| Deed Sale | Nov 9, 2010 · Amount on File |
| Prior Sale | Nov 8, 2000 · Amount on File |
| Deed Document Number | 20102863475 |
| Deed Book / Page | 2358 / 7223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 731 BINNACLE POINT DR, LONGBOAT KEY, FL 34228-1603 |
| Document Number | 0041116200 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 731 BINNACLE POINT DR LONGBOAT KEY FL 342281603, LONGBOAT KEY, FL 34228-1603 |
| Document Number | 0041116200 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 41116200 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 25, 2035 |
The 2025 property tax bill for 731 Binnacle Point Dr was $10,759 with a homeowner's exemption, up 2.3% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Longboat Key Town |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $743,783 (+2.7%) | $1,420,621 (-3.74%) Land $616,250 Building $804,371 | |
| 2025 | $10,759.00 (+2.35%) | $724,229 | $1,475,740 Land $616,250 Building $859,490 |
| 2024 | $10,512.00 (+0.74%) | ||
| 2023 | $10,435.00 (+1.93%) Homeowner's exemption | $683,318 (+3%) | $1,595,245 (+41.67%) Land $616,250 Building $978,995 |
| 2022 | $10,237.00 Homeowner's exemption | $663,416 | $1,126,057 Land $485,000 Building $641,057 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 731 Binnacle Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 554 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,178 units insured incl. 624 condo units |
| Nearby Flood Claims | 621 (2016–2025) |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 731 Binnacle Point Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LONGBOAT KEY serves 7,098 people · EPA ID FL6411098 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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