DeSoto County property record for 731 Bending Oak N, Hernando, MS 38632 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2006 |
| Square Footage | 2,706 sqft Adjusted Area |
| Lot Size | 14,400 sqft (0.331 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $184,900 (2019) |
| Tax Bill | $2,590.00 (2025) |
Source: DeSoto County records · APN 3-07-3-07-23-0-00092-00
Assessment roll updated December 15, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 731 BENDING OAK N, HERNANDO, MS 38632-6515 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jan 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2019 · Amount on Record |
| Deed Sale | Jan 30, 2019 · Amount on Record |
| Prior Sale | Sep 20, 2016 |
| Deed Book / Page | 878 / 713 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 731 BENDING OAK N, HERNANDO, MS 38632-6515 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 731 BENDING OAK N, HERNANDO, MS 38632-6515 |
| Document Number | 5662/132903 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 5662/132903 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 30, 2019 |
| Property Address | 731 BENDING OAK N, HERNANDO, MS 38632-6515 |
| Document Number | 000878/713 |
| Book / Page | 0878 / 713 |
| Map Reference | MB 85 PG 32&33 |
| Instrument Date | Jan 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 731 BENDING OAK N, HERNANDO, MS 38632-6515 |
| Document Number | 0004671228 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 4671/228 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,590.00 (+16.3%) | $24,810 (+36.21%) Land $3,500 Building $21,310 | $248,100 (+36.21%) Land $35,000 Building $213,100 |
| 2023 | $2,227.00 | $18,215 | $182,146 Land $35,000 Building $147,146 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 3-07-3-07-23-0-00092-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,706 sqft Adjusted Area |
| 1st Floor | 1,868 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 14,400 sqft (0.331 acres) |
| Depth X Width | 160 ft x 90 ft Depth x Width |
| Street Address | 731 BENDING OAK N |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6515 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GROVE PARK SEC B LOT 92 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | GROVE PARK SEC B |
| Legal Lot Number | 92 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 71001 |
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