Placer County property record for 731 A St, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 968 sqft · built 1932 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $107,500 (Dec 2012) |
| Tax Bill | $1,412 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-205-004-000 |
| Primary APN | 008-205-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 968 sqft Living Area |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 6,499 sqft (0.149 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 731 A ST |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-1921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 11 BLK 2 LINCOLN |
| Legal Subdivision | LINCOLN |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 21401 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 731 A ST, LINCOLN, CA 95648-1921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Sep 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2012 · Amount on Record |
| Deed Sale | Dec 11, 2012 · Amount on Record |
| Deed Document Number | 2012118709 |
| Prior Transfer Date | Aug 26, 1997 |
| Prior Transfer Doc | 0000012446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jun 1, 2026 |
| Property Address | 731 A ST, LINCOLN, CA 95648-1921 |
| Document Number | 0000031203 |
| Instrument Date | May 15, 2026 |
| Instrument | 202631203 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1075 LIBERTY LN, LINCOLN, CA 95648-9610 |
| Investor | Possibly a Property Investor |
| Document Number | 0000031203, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 202631203 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 15, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 731 A ST, LINCOLN, CA 95648-1921 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000066957 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 2018-0066957 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 731 A ST, LINCOLN, CA 95648-1921 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000100242 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 2019-0100242 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 731 A ST, LINCOLN, CA 95648-1921 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1075 LIBERTY LN, LINCOLN, CA 95648-9610 |
| Document Number | 0000088003 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020-0088003 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $135,012 (+2%) Land $50,235 Building $84,777 | |
| 2025 | $1,412.00 (+2.39%) | $132,365 (+4.04%) Land $49,250 Building $83,115 |
| 2023 | $1,379.00 (+1.55%) | $127,228 Land $47,339 Building $79,889 |
| 2022 | $1,358.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1993–1995) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
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