731 98th Ave N, Naples, FL 34108 Property Records

Collier County property record for 731 98th Ave N, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	1,358 sqft · built 1978
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Trust Names on File
Last Sale	$82,500 (Sep 1993)
Tax Bill	$1,067 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jul 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`511000 66 183A28`

Property Details

APN / Parcel Number

Primary APN	`511000 66 183A28`
Alternative APNs	`6277816000311950066183` `62778160003`

Interior

Stories	1 Story
Building Area	1,358 sqft Living Area
Gross Area	1,670 sqft
1st Floor Area	1,358 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Porch	Screened Porch
Porch Area	312 sqft

Location & Zoning

Street Address	731 98TH AVE N
City	NAPLES
State	FL
Zip	34108-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	NAPLES PARK UNIT 5 BLK 66 LOT 18
Legal Range	25
Legal Township	48
Legal Section	28
Legal Subdivision	NAPLES
Legal Tract	511000
Legal Block	66
Legal Lot Number	18
Legal Unit	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1009
Census Tract	10110

Owner

731 98th Ave N is owner-occupied and held in a trust since November 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	731 98TH AVE N, NAPLES, FL 34108-2223
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 1993 · Amount on File
Deed Sale	Sep 8, 1993 · Amount on File
Deed Book / Page	1862 / 2115
Last Transfer Date	Nov 19, 2025
Transfer Doc	0065282386
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Nov 20, 2025
Property Address	731 98TH AVE N, NAPLES, FL 34108-2223
Document Number	0065282386
Book / Page	6528 / 2386
Map Reference	MB 3 PG 14
Instrument Date	Nov 19, 2025
Instrument	6755093
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	731 98TH AVE N, NAPLES, FL 34108-2223

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	731 98TH AVE N, NAPLES, FL 34108-2223
Document Number	0057922649
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	731 98TH AVE N NAPLES FL 341082223, NAPLES, FL 34108-2223

Mortgage

Document Number	0057922649
Date	Jul 27, 2020
Book Page	005792/002649
Instrument	5898563

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 731 98th Ave N was $1,067, up 2.9% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,493 (+2.7%)	$444,952 (-4.34%) Land $371,250 Building $73,702
2025	$1,067.00 (+2.89%) Homeowner's exemption	$123,167	$465,140 Land $351,000 Building $114,140
2024	$1,037.00
2023		$116,210	$654,305 Land $573,750 Building $80,555
2021	$1,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 98th Ave N in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 139 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	139 in force
Nearby Flood Claims	31 (1992–2023)
Claims Outside the SFHA	16 of 31
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Hurricane Irma, Sep 2017 · 11 claims Hurricane Wilma, Oct 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 731 98th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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