731 7th St SW, Naples, FL 34117 Property Records

Collier County property record for 731 7th St SW, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,534 sqft · built 1989
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Oct 2017)
Tax Bill	$3,272 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`328900 3 24C09`

Property Details

APN / Parcel Number

Primary APN	`328900 3 24C09`
Alternative APNs	`37160280005071400324` `37160280005`

Interior

Stories	1 Story
Building Area	1,534 sqft Living Area
Gross Area	1,744 sqft
1st Floor Area	1,534 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Lot Area	59,242 sqft
Porch	Screened Porch
Porch Area	210 sqft
Deck Area	346 sqft

Location & Zoning

Street Address	731 7TH ST SW
City	NAPLES
State	FL
Zip	34117-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 12 N 90FT OF S 165FT OF TR 3, LESS N 5FT OF W 27FT OF E 272FT OF S 165FT OF TR 3
Legal Range	27
Legal Township	49
Legal Section	9
Legal Subdivision	GOLDEN GATE EST UNIT 12
Legal Tract	3
Legal Block	2
Legal Lot Number	2
Legal Unit	12
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2002
Census Tract	10426

Owner

731 7th St SW is owned and occupied by two individuals who bought it in October 2017.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	731 7TH ST SW, NAPLES, FL 34117-2149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 25, 2017	Warranty Deed, Transfer · FHA Mortgage LENDUSA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2017 · Amount on File
Deed Sale	Oct 25, 2017 · Amount on File
Prior Sale	Aug 2, 2006 · Amount on File
Deed Document Number	20175462984
Deed Book / Page	5443 / 985
Prior Transfer Date	Jul 11, 2012
Prior Transfer Doc	0048153275
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	731 7TH ST SW, NAPLES, FL 34117-2149
Transaction Type	Mortgage
Record Updated	Jun 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 7TH ST SW, NAPLES, FL 34117-2149

Mortgage

Document Number	0062550622
Date	Jun 6, 2023
Book Page	6255/622
Instrument	6412622

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	331 Months
Due	Jan 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 25, 2017
Property Address	731 7TH ST SW, NAPLES, FL 34117-2149
Document Number	0054430985
Book / Page	5443 / 0985
Map Reference	MB4 PG105&106
Instrument Date	Oct 5, 2017
Instrument	5462984
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	731 7TH ST SW, NAPLES, FL 34117-2149

Mortgage

Document Number	0005462985
Date	Oct 25, 2017
Instrument	5462985

Lender

Name	LENDUSA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 731 7th St SW was $3,272, up 1.9% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,253 (+1%)	$339,858 (+18.59%) Land $111,527 Building $228,331
2025	$3,272.00 (+1.9%)	$286,594 Land $72,420 Building $214,174	$286,594 Land $72,420 Building $214,174
2024	$3,211.00 (+1.33%)
2023	$3,169.00 (+0.13%)	$258,443 (+1%)	$317,817 (+0.78%) Land $93,840 Building $223,977
2022	$3,165.00	$234,948	$315,346 Land $104,244 Building $211,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 7th St SW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	8 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 7th St SW is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Streamline Internet.

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