731 5th St, Findlay, OH 45840 Property Records

Hancock County property record for 731 5th St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,104 sqft · built 1949
Lot Size	0.312 acres (13,599 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Apr 2026)
Tax Bill	$1,533 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-194-19-005.000`

Property Details

APN / Parcel Number

Primary APN	`1011-194-19-005.000`
Alternative APN	`580000246300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	13,599 sqft (0.312 acres)
Lot Dimensions	200 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	88 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	731 5TH ST
City	FINDLAY
State	OH
Zip	45840-6128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEISER ADD LOT 5481-84 W68FT
Legal Subdivision	LEISER ADD
Legal Lot Number	5481-84
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2015
Census Tract	1100

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	731 5TH ST, FINDLAY, OH 45840-6128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2024	Deed of Trust, Mortgage · Commercial Mortgage MILLSTREAM AREA CU INC
Apr 16, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE, INC
Feb 24, 2021	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP
Sep 25, 2017	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Feb 24, 2021 · Amount on Record
Deed Document Number	20262646
Deed Book / Page	2628 / 2003
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	731 5TH ST, FINDLAY, OH 45840-6128
Transaction Type	Mortgage
Record Updated	Apr 29, 2026
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02614/1201
Date	Oct 21, 2024
Book Page	2614/1201
Instrument	202400006973

Lender

Name	MILLSTREAM AREA CU INC
Type	Credit Union
Address	1007 WESTERN AVE, FINDLAY, OH 45840

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 15, 2029

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 16, 2026
Property Address	731 5TH ST, FINDLAY, OH 45840-6128
Document Number	0000002646
Book / Page	2628 / 2003
Instrument Date	Apr 9, 2026
Instrument	2026.2646
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	MIDLAND TITLE, MID AM TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 5TH ST, FINDLAY, OH 45840-6128

Mortgage

Document Number	0000002647,
Date	Apr 16, 2026
Instrument	2026..2647

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

Mortgage

Document Number	0000002648,
Date	Apr 16, 2026
Book Page	2628/2024
Instrument	2026.2648

Lender

Name	OHIO HOUSING FINANCE AGENCY

Agreement

Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 24, 2021
Property Address	731 5TH ST, FINDLAY, OH 45840-6128
Document Number	002579/209
Book / Page	2579 / 209
Instrument Date	Feb 19, 2021
Instrument	202100002179
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 5TH ST, FINDLAY, OH 45840-6128

Mortgage

Document Number	202100002180
Date	Feb 24, 2021
Instrument	202100002180

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 25, 2017
Property Address	731 5TH ST, FINDLAY, OH 45840-6128
Document Number	02526/0809
Book / Page	2526 / 0809
Instrument Date	Sep 22, 2017
Instrument	201700008168
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 5TH ST, FINDLAY, OH 45840-6128

Mortgage

Document Number	201700008169
Date	Sep 25, 2017
Instrument	201700008169

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,533.00 (+6.16%) Homeowner's exemption	$50,000 (+23%) Land $6,760 Building $43,240	$142,870 (+23%) Land $19,320 Building $123,550
2024	$1,444.00 (-0.14%)	$40,650 (-) Land $5,500 Building $35,150
2023	$1,446.00 Homeowner's exemption	$40,650 Land $5,500 Building $35,150
2022			$116,150 Land $15,710 Building $100,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Nearby Flood Policies	71 in force
Nearby Flood Claims	362 (1979–2019)
Claims Outside the SFHA	18 of 362
Most Recent Claim	Mar 2019 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 151 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100

May also be available: Buckeye Cablesystem, T-Mobile, Watch TV.

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