731 5th St, Ames, IA 50010 Property Records

Story County property record for 731 5th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,345 sqft · built 1902
Lot Size	0.134 acres (5,853 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2021)
Tax Bill	$2,846 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2009 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-03-476-090`

Property Details

APN / Parcel Number

Primary APN	`09-03-476-090`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,345 sqft Living Area
1st Floor Area	870 sqft
Attic	Attic
Attic Area	479 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Duplex Single
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,853 sqft (0.134 acres)
Lot Dimensions	80 ft deep x 96 ft wide
Porch	Slab
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	731 5TH ST
City	AMES
State	IA
Zip	50010-5901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UCRM
Legal Description	SWANKS SD PART OF LOT 4 APRX 41.1' X 100' X 96' X 80' BEG AT SW COR SL4 LOT 7 BLK 25 COLLEGE PARK 1ST NORTH E41.1' N TO PT
Legal Range	24W
Legal Township	83N
Legal Section	03
Legal Subdivision	SWANK SD
Legal Block	25
Legal Lot Number	4,7
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1034
Census Tract	900

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	731 5TH ST, AMES, IA 50010-5901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 5, 2009	Deed of Trust, Mortgage · FHA Mortgage LIBERTY MORTGAGE CORP
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 6, 2012	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Jul 6, 2012 · Amount on Record
Deed Document Number	202110892
Prior Transfer Date	Jul 21, 2005
Prior Transfer Doc	0000009029
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	731 5TH ST, AMES, IA 50010-5901
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202007571
Date	Jul 9, 2020
Instrument	2020-07571

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2030

Interest

Rate Type	Fixed Rate

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	731 5TH ST, AMES, IA 50010-5901
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900006527
Date	Jun 5, 2009
Instrument	2009-00006527

Lender

Name	LIBERTY MORTGAGE CORP
Type	Mortgage Company
Address	PEACHTREE CORNERS, GA 30092

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2039

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Aug 24, 2021
Property Address	731 5TH ST, AMES, IA 50010-5901
Document Number	0202110892
Instrument Date	Aug 2, 2021
Instrument	2021-10892
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 5TH ST, AMES, IA 50010-5901

Mortgage

Document Number	0202110893
Date	Aug 24, 2021
Instrument	2021-10893

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

July 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 6, 2012
Property Address	731 5TH ST, AMES, IA 50010-5901
Document Number	201200007372
Instrument Date	Jun 14, 2012
Instrument	2012-00007372
Transaction Type	Transfer
Record Updated	Oct 15, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	731 5TH ST, AMES, IA 50010-5901

Mortgage

Document Number	201200007373
Date	Jul 6, 2012
Instrument	2012-00007373

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2042

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,846.00 (-6.69%)	$207,000 (-8.45%) Land $29,300 Building $177,700	$207,000 (-8.45%) Land $29,300 Building $177,700
2024	$3,050.00 (+11.56%)
2023		$226,100 Land $40,600 Building $185,500	$226,100 Land $40,600 Building $185,500
2022	$2,734.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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