Monmouth County and Union Beach Borough property record for 731 2nd St, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,778 sqft · built 1994 |
| Lot Size | 0.073 acres (3,175 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Nov 2004) |
| Tax Bill | $10,006 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 50-00006-01-00001-25 |
| Primary APN | 50-00006-01-00001-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,778 sqft Living Area |
| 1st Floor Area | 711 sqft |
| Upper Floors Area | 1,374 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 3,175 sqft (0.073 acres) |
| Lot Dimensions | 99 ft deep x 7 ft wide |
| Garage Area | 307 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 736 sqft |
| Patio Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 731 2ND ST |
|---|---|
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-2554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | TOWNHOUSE CONDO |
| Legal Subdivision | VISTA SHORES |
| Legal Block | 6.1 |
| Legal Lot Number | 1.25 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 801800 |
731 2nd St is owned and occupied by an individual who bought it in November 2004.
Source: Monmouth County and Union Beach Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 731 2ND ST, UNION BEACH, NJ 07735-2554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIN'L SVCS FCU |
| Apr 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIN'L FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2004 · Amount on File |
| Deed Sale | Nov 4, 2004 · Amount on File |
| Prior Sale | Jun 13, 1995 · Amount on File |
| Deed Book / Page | 8412 / 7492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 731 2ND ST, UNION BEACH, NJ 07735-2554 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | FORTUNE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0095101648 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 9510/1648 |
| Instrument | 2021076711 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 731 2ND ST, UNION BEACH, NJ 07735-2554 |
| Document Number | 0000098236 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 731 2ND ST UNION BEACH NJ 077352554, UNION BEACH, NJ 07735-2554 |
| Document Number | 0000098236 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 009437/008071 |
| Instrument | 98236 |
| Name | COMMUNITY FIN'L SVCS FCU |
|---|---|
| Type | Credit Union |
| Address | ROSELLE, NJ 07203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 31, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 731 2ND ST, UNION BEACH, NJ 07735-2554 |
| Document Number | 0000054996 |
| Instrument Date | Apr 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 731 2ND ST UNION BEACH NJ 077352554, UNION BEACH, NJ 07735-2554 |
| Document Number | 0000054996 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 009230/002136 |
| Instrument | 54996 |
| Name | COMMUNITY FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | ROSELLE, NJ 07203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 6, 2032 |
The 2025 property tax bill for 731 2nd St was $10,006, up 9.3% from the year before.
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $514,400 (+10.27%) Land $243,100 Building $271,300 | $514,400 (+10.27%) Land $243,100 Building $271,300 | |
| 2025 | $10,006.00 (+9.3%) | $466,500 Land $207,800 Building $258,700 | $466,500 Land $207,800 Building $258,700 |
| 2024 | $9,155.00 | ||
| 2023 | $410,900 Land $172,100 Building $238,800 | $410,900 Land $172,100 Building $238,800 | |
| 2022 | $8,086.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 731 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 256 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 268 units insured incl. 12 condo units |
| Nearby Flood Claims | 363 (1978–2022) |
| Claims Outside the SFHA | 24 of 363 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 731 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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