Rensselaer County and Troy City property record for 731 2nd Ave, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,230 sqft · built 1895 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $86,000 (Nov 2014) |
| Tax Bill | $5,150 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| APN | 381700 80.40-1-4 |
| Primary APN | 381700 80.40-1-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Upper Floors Area | 90 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 1,125 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1700830 |
|---|---|
| Street Address | 731 2ND AVE |
| City | TROY |
| State | NY |
| Zip | 12182-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF |
| Legal Description | 1.5 STY BR HSE & 2 STY BR GAR 339-10/602 |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 40100 |
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 731 2ND AVE, TROY, NY 12182-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2014 · Amount on Record |
| Deed Sale | Nov 21, 2014 · Amount on Record |
| Prior Sale | Feb 27, 2009 · Amount on Record |
| Deed Book / Page | 7324 / 346 |
| Prior Transfer Date | May 13, 2008 |
| Prior Transfer Doc | 0046410000000238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 731 2ND AVE, TROY, NY 12182-2204 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0099390218 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 9939/218 |
| Instrument | 2022-605566 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Mar 1, 2044 |
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,150.00 (+25.21%) | ||
| 2025 | $4,113.00 (+2.14%) | $90,000 (-) Land $14,000 Building $76,000 | $154,100 (+19.83%) Land $23,971 Building $130,129 |
| 2023 | $90,000 (-) Land $14,000 Building $76,000 | $128,600 (+8.6%) Land $20,004 Building $108,596 | |
| 2022 | $4,027.00 | $90,000 Land $14,000 Building $76,000 | $118,421 Land $18,421 Building $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 23 (1996–2011) |
| Claims Outside the SFHA | 1 of 23 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: SLICFiber, Verizon.
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