731 18th St SE, Owatonna, MN 55060 Property Records

Steele County property record for 731 18th St SE, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,171 sqft · built 1996
Lot Size	0.249 acres (10,846 sqft)
Owner	2 Individual Names on File
Last Sale	$180,400 (Jun 2017)
Tax Bill	$4,090 (2026)
Deeds & Mortgages	Jun 2017 Sale Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-438-0304`

Property Details

APN / Parcel Number

Primary APN	`17-438-0304`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,171 sqft Finished Area
Basement Area	932 sqft
Finished Basement	932 sqft
Unfinished Basement	932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,846 sqft (0.249 acres)
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	731 18TH ST SE
City	OWATONNA
State	MN
Zip	55060-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAMAW BLK 3 LOT 4 LAMAW ADDN
Legal Section	TW
Legal Subdivision	LAMAW
Legal Block	3
Legal Lot Number	4
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	3
Census Block	3015
Census Tract	960700

Owner

731 18th St SE is owned and occupied by two individuals who bought it in June 2017.

Source: Steele County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	731 18TH ST SE, OWATONNA, MN 55060-4136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2017	Deed, Transfer
Jun 12, 2017	Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2017 · Amount on File
Deed Sale	Jun 12, 2017 · Amount on File
Prior Sale	Mar 3, 2009 · Amount on File
Deed Document Number	2017413386
Prior Transfer Date	Jun 9, 2017
Prior Transfer Doc	0000413386
Record Updated	Oct 29, 2026

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Jun 12, 2017
Property Address	731 18TH ST SE, OWATONNA, MN 55060-4136
Document Number	A000413386
Instrument Date	Jun 9, 2017
Instrument	A000413386
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.32
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 18TH ST SE, OWATONNA, MN 55060-4136

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Jun 12, 2017
Property Address	731 18TH ST SE, OWATONNA, MN 55060-4136
Document Number	A000413386
Instrument Date	Jun 9, 2017
Instrument	A000413386
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.32
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 18TH ST SE, OWATONNA, MN 55060-4136

Mortgage

Document Number	A000413387
Date	Jun 12, 2017
Instrument	A000413387

Lender

Name	AMERICAN MTG & EQUITY CONSULT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 731 18th St SE was $4,090 with a homeowner's exemption.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,090.00 Homeowner's exemption	$306,400 (+6.32%) Land $50,200 Building $256,200	$306,400 (+6.32%) Land $50,200 Building $256,200
2025		$288,200 Land $48,100 Building $240,100	$288,200 Land $48,100 Building $240,100
2023	$3,966.00 Homeowner's exemption	$275,900 Land $43,100 Building $232,800	$275,900 Land $43,100 Building $232,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 18th St SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 731 18th St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Minnesota WiFi.

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