731 12th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 731 12th Ave, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,260 sqft · built 1952
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$226,000 (Jun 2025)
Tax Bill$1,866 (2026)
Deeds & MortgagesOct 2023 Transfer
APN23-7665-72090

Property Details

APN / Parcel Number

Primary APN23-7665-72090

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Stories1 Story
Building Area1,260 sqft Gross Area
1st Floor Area960 sqft
FlooringWood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof MaterialWood
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeMixed
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchSlab
Porch Area330 sqft
Deck Area282 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address731 12TH AVE
CityTWO HARBORS
StateMN
Zip55616-1219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLOCK 72
Legal Block72
Legal Lot Number9
JurisdictionLAKE MN
Township / Civil DivisionTWO HARBORS
Census Block Group1
Census Block1061
Census Tract370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address731 12TH AVE, TWO HARBORS, MN 55616-1219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2025 · Amount on Record
Deed SaleJun 27, 2025 · Amount on Record
Deed Document Number20251776829
Record UpdatedOct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE MN
Recording DateOct 5, 2023
Property Address731 12TH AVE, TWO HARBORS, MN 55616-1219
Document NumberA000203079
Instrument DateOct 5, 2023
InstrumentA000203079
Transaction TypeTransfer
Record UpdatedOct 24, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 16TH AVE, TWO HARBORS, MN 55616-1247

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
MunicipalityTwo Harbors City
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,866.00 (-28.78%) Homeowner's exemption$239,100 (+2.79%) Land $30,500 Building $208,600$239,100 (+2.79%) Land $30,500 Building $208,600
2025$2,620.00
2023$232,600 Land $21,300 Building $211,300$232,600 Land $21,300 Building $211,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTwo Harbors
serves 3,698 people · EPA ID MN1380005
Water SourceSurface water
Last State InspectionSep 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Zito Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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