731 12th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 731 12th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,922 sqft · built 1920
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$122,000 (May 2017)
Tax Bill	$3,922 (2026)
Deeds & Mortgages	May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-46671-0000`

Property Details

APN / Parcel Number

Primary APN	`82-46671-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
1st Floor Area	1,306 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Width	69 ft Width
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	731 12TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-4225
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LOT 8 & N1/2 OF LOT 9 BLK 1 FAIR VIEW ADD TO ST CLOUD SECTION 14 TOWNSHIP 124 RANGE 028 FAIR VIEW ADD TO ST CLOUD SECTION 14
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	FAIR VIEW ADD TO ST CLOUD
Legal Block	1
Legal Lot Number	8-9
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2017
Census Tract	301

Owner

Source: Stearns County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2302 FRONTAGE RD S, WAITE PARK, MN 56387-4533
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2017 · Amount on Record
Deed Sale	May 17, 2017 · Amount on Record
Deed Document Number	20171495691
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 17, 2017
Property Address	731 12TH AVE S, SAINT CLOUD, MN 56301-4225
Document Number	00A1495691
Instrument Date	May 17, 2017
Instrument	A1495691
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	NOT AVAILABLE, TRI COUNTY ABSTRACT TITLE

Transaction

Amount	Amount Recorded
Tax	$402.60
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PORTAGE TRL, SAUK RAPIDS, MN 56379-1156

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,922.00 (+31.88%)	$210,200 (-) Land $30,000 Building $180,200	$210,200 (-) Land $30,000 Building $180,200
2025		$210,200 (+12.59%) Land $30,000 Building $180,200	$210,200 (+12.59%) Land $30,000 Building $180,200
2023	$2,974.00	$186,700 Land $30,000 Building $156,700	$186,700 Land $30,000 Building $156,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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