7308 Windyrush Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 7308 Windyrush Rd, Charlotte, NC 28226 · Last verified June 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,762 sqft · built 1980
Lot Size	0.53 acres (23,094 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Dec 2022)
Tax Bill	$4,194 (2023)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`211-298-38`

Property Details

APN / Parcel Number

Primary APN	`211-298-38`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,762 sqft Heated Area
Gross Area	2,330 sqft
1st Floor Area	1,762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Other
Exterior Material	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	23,094 sqft (0.53 acres)
Garage Area	520 sqft
Porch	Porch
Porch Area	48 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	211-298-38
Street Address	7308 WINDYRUSH RD
City	CHARLOTTE
State	NC
Zip	28226-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L14 BB U/M
Legal Block	B
Legal Lot Number	14
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1003
Census Tract	3017

Owner

Source: Mecklenburg County records · APN 211-298-38

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7416 WINDYRUSH RD, CHARLOTTE, NC 28226-3112
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 06, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jul 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORP
Aug 01, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2022 · Amount on Record
Deed Sale	Dec 06, 2022 · Amount on Record
Deed Document Number	0037813195
Deed Book / Page	37813 / 195
Record Updated	Jun 07, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 06, 2022
Property Address	7308 WINDYRUSH RD, CHARLOTTE, NC 28226-3110
Document Number	0000161287
Book / Page	37813 / 195
Instrument Date	Dec 06, 2022
Instrument	2022161287
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	HARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TTL INS AGCY OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 SILVER MEADOW LN, YOUNGSTOWN, OH 44512-4766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7416 WLNDYRUSH ROAD, CHARLOTTE, NC 28226-3112
Investor	Possibly a Property Investor

Mortgage

Document Number	0000161288
Date	Dec 06, 2022
Instrument	2022161288

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jan 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	Other
Margin	3
Max Rate	11.7%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7308 WINDYRUSH RD, CHARLOTTE, NC 28226-3110
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096957
Date	Jul 19, 2017
Book Page	31977/121
Instrument	2017096957

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7308 WINDYRUSH RD, CHARLOTTE, NC 28226-3110
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099021
Date	Aug 01, 2019
Book Page	33724/900
Instrument	2019099021

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190030171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 2% of North Carolina
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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