7308 Opal Rd, Warrenton, VA 20186 Property Records

Fauquier County property record for 7308 Opal Rd, Warrenton, VA 20186

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,376 sqft · built 2021
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Trust Names on Record
Last Sale	$720,000 (Oct 2023)
Tax Bill	$6,175 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6971-91-7291`

Property Details

APN / Parcel Number

Primary APN	`6971-91-7291`
Alternative APNs	`735157900` `117108` `19216`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,376 sqft Finished Area
1st Floor Area	2,048 sqft
Basement Area	1,312 sqft
Unfinished Basement	1,312 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	117,612 sqft (2.7 acres)
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	368 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	117108
Street Address	7308 OPAL RD
City	WARRENTON
State	VA
Zip	20186-8675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	PARCEL A
Legal Lot Number	A
Jurisdiction	FAUQUIER VA
Township / Civil Division	CEDAR RUN
Census Block Group	1
Census Block	1001
Census Tract	930206

Owner

Source: Fauquier County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	7308 OPAL RD, WARRENTON, VA 20186-8675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · VA Mortgage NEIGHBORHOOD LOANS
Oct 7, 2025	Deed of Trust, Mortgage · VA Mortgage NEIGHBORHOOD LOANS
Oct 5, 2023	Warranty Deed, Transfer · VA Mortgage FILO MORTGAGE LLC
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FEDERAL CREDIT UNIO
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Feb 17, 2021 · Amount on Record
Deed Document Number	20236027
Deed Book / Page	1756 / 2438
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	7308 OPAL RD, WARRENTON, VA 20186-8675
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7308 OPAL RD, WARRENTON, VA 20186-8675

Mortgage

Document Number	0018002023
Date	Oct 7, 2025
Book Page	1800/2023
Instrument	2025-00006628

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	7308 OPAL RD, WARRENTON, VA 20186-8675
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7308 OPAL RD, WARRENTON, VA 20186-8675

Mortgage

Document Number	0018002023
Date	Oct 7, 2025
Book Page	1800/2023
Instrument	2025-00006628

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAUQUIER VA
Recording Date	Oct 5, 2023
Property Address	7308 OPAL RD, WARRENTON, VA 20186-8675
Document Number	0017562438
Book / Page	1756 / 2438
Instrument Date	Oct 3, 2023
Instrument	202300006027
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	POTOMAC TITLE GROUP SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7308 OPAL RD, WARRENTON, VA 20186-8675

Mortgage

Document Number	202300006028
Date	Oct 5, 2023
Instrument	202300006028

Lender

Name	FILO MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	7308 OPAL RD, WARRENTON, VA 20186-8675
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017372087
Date	Oct 11, 2022
Book Page	1737/2087
Instrument	202200012275

Lender

Name	UNITED STATES SENATE FEDERAL CREDIT UNIO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 3, 2042

Interest

Rate Type	Adjustable Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAUQUIER VA
Recording Date	Feb 17, 2021
Property Address	7308 OPAL RD, WARRENTON, VA 20186-8675
Document Number	0001672848
Book / Page	1672 / 848
Instrument Date	Feb 12, 2021
Instrument	202100002177
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	NORTH FRONTIER TITLE & ESCROW LLC, NORTH FRONTIER TITE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7308 OPAL RD, WARRENTON, VA 20186-8675

Mortgage

Document Number	202100002178
Date	Feb 17, 2021
Instrument	202100002178

Lender

Name	NATIONS DIRECT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fauquier County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fauquier County
Unified School District	Fauquier County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,175.00 (+21.29%)	$690,000 (+22.71%) Land $178,100 Building $511,900	$690,000 (+22.71%) Land $178,100 Building $511,900
2023		$562,300 Land $143,100 Building $419,200	$562,300 Land $143,100 Building $419,200
2022	$5,091.00 (+338.5%)
2019	$1,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: T-Mobile.

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