7308 Finch Rd, Bailey, NC 27807 Property Records

Nash County property record for 7308 Finch Rd, Bailey, NC 27807

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,620 sqft · built 1997
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,900 (Aug 1997)
Tax Bill	$907 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`275300-65-1915`

Property Details

APN / Parcel Number

Primary APN	`275300-65-1915`
Alternative APNs	`048550` `169892` `131545`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	131545
Street Address	7308 FINCH RD
City	BAILEY
State	NC
Zip	27807-9256
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Legal Description	0 92 AC, 11 WINDY TRAILS SPLIT OUT OF 275300665344 AC 1H 11 WINDY TRAILS
Legal Subdivision	WINDY TRAILS
Jurisdiction	NASH NC
Township / Civil Division	BAILEY
Census Block Group	1
Census Block	1047
Census Tract	11400

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7308 FINCH RD, BAILEY, NC 27807-9256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 2, 2023	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 16, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 1997 · Amount on Record
Deed Sale	Aug 29, 1997 · Amount on Record
Deed Book / Page	1579 / 811
Last Transfer Date	Nov 4, 2025
Transfer Doc	3448000913
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Recording Date	May 4, 2026
Property Address	7308 FINCH RD, BAILEY, NC 27807-9256
Document Number	3484000729
Book / Page	3484 / 729
Instrument Date	Apr 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	7308 FINCH RD, BAILEY, NC 27807-9256

Mortgage

Document Number	3484000729,
Date	May 4, 2026
Book Page	3484/729

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	7308 FINCH RD, BAILEY, NC 27807-9256
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003309/617
Date	Oct 2, 2023
Book Page	3309/617

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	7308 FINCH RD, BAILEY, NC 27807-9256
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7308 FINCH RD, BAILEY, NC 27807-9256

Mortgage

Document Number	003391/225
Date	Jan 16, 2025
Book Page	3391/225

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$907.00 (+1.11%)	$106,010 (-) Land $32,500 Building $73,510	$106,010 (-) Land $32,500 Building $73,510
2025	$897.00 (+22.54%)	$106,010 (+30.15%) Land $32,500 Building $73,510	$106,010 (+30.15%) Land $32,500 Building $73,510
2023	$732.00	$81,450	$81,450 Land $21,100 Building $60,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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