7307 Ruffner Rd NE, Baltimore, OH 43105 Property Records

Fairfield County property record for 7307 Ruffner Rd NE, Baltimore, OH 43105

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,320 sqft · built 1995
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,975 (2023)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-02603.20`

Property Details

APN / Parcel Number

Primary APN	`049-02603.20`
Alternative APN	`0028 00002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,320 sqft Living Area
1st Floor Area	1,064 sqft
2nd Floor Area	1,288 sqft
Family Room	Family Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	87,120 sqft (2 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	448 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0028 00002
Street Address	7307 RUFFNER RD NE
City	BALTIMORE
State	OH
Zip	43105-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R 18 T 16 S 28 SE
Legal Range	18
Legal Township	16
Legal Section	28
Jurisdiction	FAIRFIELD OH
Township / Civil Division	WALNUT
Census Block Group	1
Census Block	1067
Census Tract	30200

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7307 RUFFNER RD NE, BALTIMORE, OH 43105-9730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	7307 RUFFNER RD NE, BALTIMORE, OH 43105-9730
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7307 RUFFNER RD NE, BALTIMORE, OH 43105-9730

Mortgage

Document Number	0000001535
Date	Jan 19, 2022
Instrument	202200001535

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	7307 RUFFNER RD NE, BALTIMORE, OH 43105-9730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020029
Date	Oct 25, 2017
Book Page	1750/4465
Instrument	201700020029

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	7307 RUFFNER RD NE, BALTIMORE, OH 43105-9730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021287
Date	Nov 18, 2019
Book Page	1808/0380
Instrument	201900021287

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
County Subdivision	Walnut Township
Unified School District	Liberty Union-Thurston Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,780 (+23.72%) Land $40,950 Building $92,830	$382,230 (+23.72%) Land $117,000 Building $265,230
2023	$3,975.00 Homeowner's exemption	$108,130 (-) Land $16,630 Building $91,500
2022	Homeowner's exemption	$108,130 Land $16,630 Building $91,500	$308,960 Land $47,520 Building $261,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smart Way Communications Fixed Wireless	50 / 50
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: Frontier, Spectrum, T-Mobile.

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