7307 Peck Lake Rd, Saranac, MI 48881 Property Records

Ionia County property record for 7307 Peck Lake Rd, Saranac, MI 48881

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,195 sqft · built 1992
Lot Size	14.9 acres (649,044 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Dec 2018)
Tax Bill	$4,651 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-020-023-000-005-04`

Property Details

APN / Parcel Number

Primary APN	`34-020-023-000-005-04`
Alternative APN	`02002300000504`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,195 sqft Living Area
1st Floor Area	1,372 sqft
Basement Area	1,372 sqft
Unfinished Basement	1,372 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	649,044 sqft (14.9 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7307 PECK LAKE RD
City	SARANAC
State	MI
Zip	48881-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 852 FT W OF NE COR OF SEC 23, TH S 225 FT, S 675 FT, W 135.67 FT, S 740.72 FT, W 320 FT TO E 1/8 LI, N 1640.92 FT TO N 1/8 COR OF NE 1/4, E 455.46 FT ALG SEC LI TO POB. SEC 23-6-8 BOSTON TWP, IONIA COUNTY, MICHIGAN
Legal Range	08
Legal Township	06
Legal Section	23
Jurisdiction	IONIA MI
Township / Civil Division	BOSTON
Census Block Group	2
Census Block	2023
Census Tract	31301

Owner

7307 Peck Lake Rd is owned and occupied by two individuals who bought it in December 2018.

Source: Ionia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7307 PECK LAKE RD, SARANAC, MI 48881-9656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Prior Sale	Apr 9, 2010 · Amount on File
Deed Book / Page	653 / 171
Prior Transfer Date	Sep 9, 2007
Prior Transfer Doc	605/01378
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	Dec 19, 2018
Property Address	7307 PECK LAKE RD, SARANAC, MI 48881-9656
Document Number	653/171
Book / Page	653 / 171
Instrument Date	Dec 5, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	653174
Date	Dec 19, 2018
Instrument	653/174

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	653/171
Date	Dec 19, 2018
Book Page	653/171

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7307 Peck Lake Rd was $4,651 with a homeowner's exemption, up 3% from the year before.

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
County Subdivision	Boston Township
Unified School District	Saranac Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,900 (+8%) Land $77,100 Building $149,800	$453,800 (+8%) Land $154,200 Building $299,600
2025	$4,651.00 (+2.97%) Homeowner's exemption	$210,100 Land $69,800 Building $140,300	$420,200 Land $139,600 Building $280,600
2024	$4,517.00
2023		$161,200 Land $48,600 Building $112,600	$322,400 Land $97,200 Building $225,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7307 Peck Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7307 Peck Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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