7307 Frances Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 7307 Frances Dr, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,408 sqft · built 1966
Lot Size	0.424 acres (18,500 sqft)
Owner	Individual Name on File
Last Sale	$72,500 (Apr 1992)
Tax Bill	$1,125 (2025)
Deeds & Mortgages	Jun 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`138F A 022`

Property Details

APN / Parcel Number

Primary APN	`138F A 022`
Alternative APN	`0000066247`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,500 sqft (0.424 acres)
Lot Dimensions	185 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000066247
Street Address	7307 FRANCES DR
City	CHATTANOOGA
State	TN
Zip	37421-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 12 BLK 1 LAKE BROOK SUB SECOND UNIT PB21 PG57
Legal Subdivision	LAKE BROOK SUB
Legal Block	1
Legal Lot Number	12
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2019
Census Tract	11449

Owner

7307 Frances Dr is owned and occupied by an individual who acquired it in June 2018.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	7307 FRANCES DR, CHATTANOOGA, TN 37421-1633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 1992 · Amount on File
Deed Sale	Apr 21, 1992 · Amount on File
Deed Book / Page	138
Last Transfer Date	Jun 1, 2018
Transfer Doc	0000000137
Record Updated	Jun 8, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 1, 2018
Property Address	7307 FRANCES DR, CHATTANOOGA, TN 37421-1633
Document Number	0000000137
Book / Page	011362 / 000631
Instrument Date	May 30, 2018
Instrument	137
Transaction Type	Transfer
Record Updated	Jun 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7307 FRANCES DR CHATTANOOGA TN 374211633, CHATTANOOGA, TN 37421-1633

Tax Assessment & Valuation

The 2025 property tax bill for 7307 Frances Dr was $1,125, up 20.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,125.00 (+20.19%)	$74,225 (+77.25%)	$296,900 (+77.25%) Land $50,000 Building $246,900
2024	$936.00	$41,875 (-)	$167,500 (-) Land $40,000 Building $127,500
2023	$936.00	$41,875 (-)	$167,500 (-) Land $40,000 Building $127,500
2022	$936.00	$41,875	$167,500 Land $40,000 Building $127,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7307 Frances Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7307 Frances Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20