7306 Summit Rock Rd, Elkridge, MD 21075 Property Records

Howard County property record for 7306 Summit Rock Rd, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,960 sqft · built 2014
Lot Size	0.034 acres (1,463 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (May 2018)
Tax Bill	$6,810 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-594818`

Property Details

APN / Parcel Number

Primary APN	`01-594818`
Alternative APN	`594818`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,960 sqft Total Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,463 sqft (0.034 acres)
Garage Type	Built-in
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	594818
Street Address	7306 SUMMIT ROCK RD
City	ELKRIDGE
State	MD
Zip	21075-7260
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	CACLI
Legal Description	LOT 173 1,463 SQ' 7306 SUMMIT ROCK RD HOWARD SQUARE PH 2
Legal Subdivision	HOWARD SQUARE
Legal Phase	2
Legal Lot Number	173
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2064
Census Tract	601203

Owner

7306 Summit Rock Rd, a townhouse, is owned and occupied by an individual who bought it in May 2018.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	7306 SUMMIT ROCK RD, ELKRIDGE, MD 21075-7260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit JOHNS HOPKINS FEDERAL CREDIT UNION
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE JOHNS HOPKINS FCU
May 2, 2018	Grant Deed, Transfer · FHA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018 · Amount on File
Deed Sale	May 2, 2018 · Amount on File
Prior Sale	Sep 9, 2014 · Amount on File
Deed Book / Page	18160 / 239
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Recording Date	Apr 16, 2026
Property Address	7306 SUMMIT ROCK RD, ELKRIDGE, MD 21075-7260
Document Number	2319000385
Book / Page	23194 / 385
Instrument Date	Mar 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7306 SUMMIT ROCK RD, ELKRIDGE, MD 21075-7260

Mortgage

Document Number	2319000385,
Date	Apr 16, 2026
Book Page	23194/385

Lender

Name	JOHNS HOPKINS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2056

Interest

Rate	6.09%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7306 SUMMIT ROCK RD, ELKRIDGE, MD 21075-7260
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211630467
Date	Dec 2, 2021
Book Page	21163/467

Lender

Name	THE JOHNS HOPKINS FCU
Type	Credit Union
Address	BALTIMORE, MD 21205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Feb 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	May 2, 2018
Property Address	7306 SUMMIT ROCK RD, ELKRIDGE, MD 21075-7260
Document Number	0181600239
Book / Page	018160 / 000239
Instrument Date	Apr 27, 2018
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7306 SUMMIT ROCK RD ELKRIDGE MD 210757260, ELKRIDGE, MD 21075-7260

Mortgage

Document Number	181600247
Date	May 2, 2018
Book Page	018160/000247

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 7306 Summit Rock Rd was $6,810, up 6.4% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,810.00 (+6.42%)	$442,400 (+6.51%) Land $165,000 Building $277,400	$442,400 (-) Land $165,000 Building $277,400
2025	$6,399.00 (+6.47%)	$415,367	$442,400 Land $165,000 Building $277,400
2024	$6,010.00
2023		$361,300 Land $160,000 Building $201,300	$361,300 Land $160,000 Building $201,300
2022	$4,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7306 Summit Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7306 Summit Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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