Payne County property record for 7306 E McElroy Rd, Stillwater, OK 74075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,720 sqft · built 2010 |
| Lot Size | 4.91 acres (213,880 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $173,500 (Sep 2011) |
| Tax Bill | $2,526 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N03E-11-3-00000-000-0510 |
| Primary APN | 19N03E-11-3-00000-000-0510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,720 sqft Living Area |
| 1st Floor Area | 1,720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 213,880 sqft (4.91 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 194 sqft |
| Deck Area | 560 sqft |
| Patio Area | 608 sqft |
| Canopy | 160 sqft |
| Utility Building | 1,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 84395 |
|---|---|
| Street Address | 7306 E MCELROY RD |
| City | STILLWATER |
| State | OK |
| Zip | 74075-8893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-19N-03E C-510 (4.91ACM/L) BEG 832.361'W SE/C SW/4; W-466.88' N-612.84' S61^E-464.87' S08^E-390.50' POB |
| Legal Range | 03E |
| Legal Township | 19N |
| Legal Section | 11 |
| Legal Subdivision | 19N-03E |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 2 |
| Census Block | 2162 |
| Census Tract | 11101 |
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7306 E MCELROY RD, STILLWATER, OK 74075-8893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage OKUNITY FEDERAL CREDIT UNION |
| Sep 24, 2025 | Deed of Trust, Mortgage OKUNITY FEDERAL CREDIT UNION |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2011 · Amount on Record |
| Deed Sale | Sep 1, 2011 · Amount on Record |
| Deed Document Number | 201114969 |
| Deed Book / Page | 1974 / 249 |
| Last Transfer Date | Apr 14, 2022 |
| Transfer Doc | 0000004508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 7306 E MCELROY RD, STILLWATER, OK 74075-8893 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0029170131 |
|---|---|
| Date | Jan 28, 2026 |
| Book Page | 2917/131 |
| Instrument | I-2026-000850 |
| Name | OKUNITY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | 311 E MCELROY RD, STILLWATER, OK 74075 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 20, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 7306 E MCELROY RD, STILLWATER, OK 74075-8893 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0028910848 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 2891/848 |
| Instrument | I-2025-010738 |
| Name | OKUNITY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | 311 E MCELROY RD, STILLWATER, OK 74075 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 15, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 7306 E MCELROY RD, STILLWATER, OK 74075-8893 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0025980523 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 2598/523 |
| Instrument | 2020-012937 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Aug 1, 2045 |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Glencoe Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,010 (+8.73%) Land $3,148 Building $25,862 | $254,477 (-14.69%) Land $27,621 Building $226,856 | |
| 2025 | $2,526.00 (+1.69%) Homeowner's exemption | $26,681 (-) Land $3,285 Building $23,396 | |
| 2024 | $2,484.00 (+7.49%) Homeowner's exemption | $26,681 (+3%) Land $3,285 Building $23,396 | $298,310 (+0.7%) Land $36,730 Building $261,580 |
| 2023 | $2,311.00 (+16.25%) Homeowner's exemption | $25,904 (+15.21%) Land $3,211 Building $22,693 | $296,230 (+18.98%) Land $36,730 Building $259,500 |
| 2022 | $1,988.00 Homeowner's exemption | $22,484 Land $3,317 Building $19,167 | $248,970 Land $36,730 Building $212,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 54% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | 51 EAST WATER serves 2,500 people · EPA ID OK3006003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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