7306 198th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 7306 198th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,522 sqft · built 1986
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Aug 2019)
Tax Bill	$6,852 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041805-6-012`

Property Details

APN / Parcel Number

Primary APN	`041805-6-012`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,066 sqft
Upper Floors Area	416 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1997
Architectural Style	Multi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	55,321 sqft (1.27 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	11 Parking Spaces
Porch	Slab
Deck Area	551 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Street Address	7306 198TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 23 : L 4 OF SP 2022-03-02-5001 AN ALT OF L 4 OF SP 81-08-25-0221 FORMERLY POR TR C OF UNRECORDED LL EASE OF REC OUT OF 2-011 SEG R-0576 DL EMS 19938810DC 03/09/22 JP
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	PIERCE COUNTY SHORT PLAT ALTERATION
Legal Tract	C
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	4
Census Block	4001
Census Tract	73128

Owner

7306 198th St Ct E is owned by two individuals who acquired it in May 2024.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 45046, SPANAWAY, WA 98387
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 2, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on File
Deed Sale	Aug 2, 2019 · Amount on File
Prior Sale	Nov 28, 2001 · Amount on File
Deed Document Number	2019300
Last Transfer Date	May 22, 2024
Transfer Doc	0000000136
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7306 198TH STREET CT E, SPANAWAY, WA 98387-5234
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011030978
Date	Nov 3, 2020
Instrument	202011030978

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 2, 2019
Property Address	7306 198TH STREET CT E, SPANAWAY, WA 98387-5234
Document Number	0008020300
Map Reference	DOC 8108250221
Instrument Date	Jul 26, 2019
Instrument	201908020300
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,497.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7306 198TH STREET CT E, SPANAWAY, WA 98387-5234

Mortgage

Document Number	0008020301
Date	Aug 2, 2019
Instrument	201908020301

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 7306 198th St Ct E was $6,852, up 3.6% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,852.00 (+3.63%)	$608,500 Land $259,400 Building $349,100	$608,500 Land $259,400 Building $349,100
2025	$6,612.00 (+23.87%)
2024	$5,338.00 (+1.19%)	$455,400 (-1.13%) Land $255,800 Building $199,600	$455,400 (-1.13%) Land $255,800 Building $199,600
2023	$5,275.00	$460,600 Land $235,700 Building $224,900	$460,600 Land $235,700 Building $224,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7306 198th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7306 198th St Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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