7305 Osceola Dr, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7305 Osceola Dr, Cincinnati, OH 45243

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,526 sqft · built 2017
Lot Size0.171 acres (7,449 sqft)
Owner2 Individual Names on Record
Last Sale$695,000 (Nov 2025)
Tax Bill$13,047 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Nov 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN525-0007-0097-00

Property Details

APN / Parcel Number

Primary APN525-0007-0097-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,526 sqft Living Area
Gross Area4,276 sqft
1st Floor Area1,114 sqft
2nd Floor Area1,412 sqft
Basement Area1,114 sqft
Finished Basement1,000 sqft
Unfinished Basement114 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,449 sqft (0.171 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeAttached
Garage Area636 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address7305 OSCEOLA DR
CityCINCINNATI
StateOH
Zip45243-2215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOSCEOLA DR 50 X 150 LOT 64 OSCEOLA PARK SUB
Legal SubdivisionOSCEOLA PARK SUB
Legal Lot Number64
JurisdictionHAMILTON OH
Township / Civil DivisionMADEIRA
Census Block Group1
Census Block1002
Census Tract24100

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7305 OSCEOLA DR, CINCINNATI, OH 45243-2215
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Deed of Trust, Mortgage · Line of Credit
AMERISAVE MORTGAGE CORP
Nov 18, 2025Warranty Deed, Transfer · Conventional Mortgage
WRIGHT-PATT CREDIT UNION INC
Jul 3, 2019Warranty Deed, Transfer
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2025 · Amount on Record
Deed SaleNov 18, 2025 · Amount on Record
Prior SaleJul 3, 2019 · Amount on Record
Deed Document Number202590264
Deed Book / Page15545 / 2026
Prior Transfer DateJan 12, 2006
Prior Transfer Doc0000013710
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7305 OSCEOLA DR, CINCINNATI, OH 45243-2215
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000062507
DateJun 24, 2022
Book Page14695/423
Instrument2022-0062507
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 18, 2025
Property Address7305 OSCEOLA DR, CINCINNATI, OH 45243-2215
Document Number0000090264
Book / Page15545 / 2026
Map ReferenceMB 27 PG 48&49
Instrument DateNov 11, 2025
Instrument2025-0090264
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyUNKNOWN, LTOC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$695.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7305 OSCEOLA DR, CINCINNATI, OH 45243-2215

Mortgage

Document Number0000090265
DateNov 18, 2025
Instrument2025-0090265
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateDec 1, 2030
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change6.87%
Index1-Year CMT
Max Rate9.87%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 3, 2019
Property Address7305 OSCEOLA DR, CINCINNATI, OH 45243-2215
Document Number0000053092
Book / Page013952 / 000593
Instrument DateJun 27, 2019
Instrument53092
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7305 OSCEOLA DR CINCINNATI OH 452432215, CINCINNATI, OH 45243-2215

Mortgage

Document Number53093
DateJul 3, 2019
Book Page013952/000595
Instrument53093
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueJul 2, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMadeira City
Unified School DistrictMadeira City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,047.00 (+2.67%)$221,984 (-) Land $40,600 Building $181,384$634,240 (-) Land $116,000 Building $518,240
2024$12,708.00 (-1.32%)$221,984 (-) Land $40,600 Building $181,384
2023$12,878.00 (+13.94%)$221,984 (+39.39%) Land $40,600 Building $181,384$634,240 (+39.39%) Land $116,000 Building $518,240
2022$11,302.00 Homeowner's exemption$159,250 Land $28,420 Building $130,830
2020$455,000 Land $81,200 Building $373,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1995)
Most Recent ClaimMay 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN HILL CITY PWS
serves 15,000 people · EPA ID OH3101112
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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