7305 Laurie Ct, Mobile, AL 36695 Property Records

Mobile County property record for 7305 Laurie Ct, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,249 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Jul 2019)
Tax Bill	$1,041 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022809304000003045`

Property Details

APN / Parcel Number

Primary APN	`R022809304000003045`
Alternative APNs	`28 09 30 4 000 003.045` `02042444` `2042444`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,249 sqft Living Area
1st Floor Area	2,249 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Slab
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2042444
Street Address	7305 LAURIE CT
City	MOBILE
State	AL
Zip	36695-3548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 SMITHFIELD UNIT 6 MBK 39 PG 124 #SEC 30 T4S R2W #MP28 09 30 4 000
Legal Range	04S
Legal Township	04S
Legal Section	30
Legal Subdivision	SMITHFIELD
Legal Lot Number	45
Legal Unit	6
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3003
Census Tract	6411

Owner

Source: Mobile County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7305 LAURIE CT, MOBILE, AL 36695-3548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Jul 25, 2019	Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	Jul 3, 2012 · Amount on Record
Deed Document Number	201942529
Prior Transfer Date	Jan 5, 2011
Prior Transfer Doc	0000037821
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	7305 LAURIE CT, MOBILE, AL 36695-3548
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7305 LAURIE CT, MOBILE, AL 36695-3548

Mortgage

Document Number	0000073230
Date	Nov 5, 2021
Instrument	2021073230

Lender

Name	RENASANT BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 25, 2019
Property Address	7305 LAURIE CT, MOBILE, AL 36695-3548
Document Number	0000042529
Map Reference	MB 39 PG 124
Instrument Date	Jul 22, 2019
Instrument	2019042529
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2175 SCHILLINGER RD S, 2175, MOBILE, AL 36695-4196

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7305 LAURIE CT, MOBILE, AL 36695-3548

Mortgage

Document Number	0000042530
Date	Jul 25, 2019
Instrument	2019042530

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,041.00 (+1.56%) Homeowner's exemption	$22,630 (+1.48%) Land $3,500 Building $19,130	$226,300 (+1.48%) Land $35,000 Building $191,300
2024	$1,025.00 (+6%) Homeowner's exemption	$22,300 (+4.55%) Land $3,500 Building $18,800	$223,000 (+4.55%) Land $35,000 Building $188,000
2023	$967.00 Homeowner's exemption	$21,330 Land $3,500 Building $17,830	$213,300 Land $35,000 Building $178,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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