Gaston County property record for 7305 Gingham Dr, Cramerton, NC 28032 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2008 |
| Square Footage | 2,218 sqft Heated Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $182,000 (2008) |
| Tax Bill | $3,791.00 (2025) |
Source: Gaston County records · APN 202382
Assessment roll updated August 19, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7305 GINGHAM DR, CRAMERTON, NC 28032-1158 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF OZARK |
| Dec 29, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2008 · Amount on Record |
| Deed Sale | Dec 18, 2008 · Amount on Record |
| Prior Sale | Mar 27, 2008 · Amount on Record |
| Deed Book / Page | 4441 / 230 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 16, 2026 |
| Property Address | 7305 GINGHAM DR, CRAMERTON, NC 28032-1158 |
| Document Number | 5633000948 |
| Book / Page | 5633 / 948 |
| Instrument Date | Mar 09, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7305 GINGHAM DR, CRAMERTON, NC 28032-1158 |
| Document Number | 5633000948, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 5633/948 |
| Name | BANK OF OZARK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 7305 GINGHAM DR, CRAMERTON, NC 28032-1158 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052991002 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 5299/1002 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,791.00 (-2.47%) | $368,470 (-) Land $27,000 Building $341,470 | |
| 2023 | $3,887.00 | $368,470 Land $27,000 Building $341,470 | |
| 2021 | $213,930 Land $21,000 Building $192,930 |
Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 202382 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Building Area | 2,218 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,454 sqft (0.24 acres) |
| Porch | 1 Porch |
| Porch Area | 108 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 7305 GINGHAM DR |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1158 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAYFLOWER MEADOWS L 22 16 007 006 00 000 |
| Legal Subdivision | MAYFLOWER MEADOWS SUBDIVISION |
| Jurisdiction | GASTON NC |
| Minor Civil Division | SOUTH POINT |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 32202 |
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