Spokane County property record for 7305 E 13th Ct, Spokane, WA 99212
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,162 sqft · built 2016 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $291,742 (Jun 2018) |
| Tax Bill | $4,487 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35244.2228 |
| Primary APN | 35244.2228 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,162 sqft Living Area |
| Gross Area | 2,602 sqft |
| 1st Floor Area | 914 sqft |
| 2nd Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 71 sqft |
| Patio Area | 71 sqft |
| Canopy | 234 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7305 E 13TH CT |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99212-3087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | TAYLOR COTTAGES PHASE 1 LT 28 BLK 1 (AFN# 6441153) |
| Legal Subdivision | TAYLOR COTTAGES PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 12300 |
Source: Spokane County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7305 E 13TH CT, SPOKANE, WA 99212-3087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional with PMI NUMERICA CU |
| Jun 18, 2018 | Warranty Deed, Transfer · Line of Credit NUMERICA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2018 · Amount on Record |
| Deed Sale | Jun 18, 2018 · Amount on Record |
| Prior Sale | Jun 10, 2016 · Amount on Record |
| Deed Document Number | 20186717114 |
| Prior Transfer Date | Jun 9, 2016 |
| Prior Transfer Doc | 0006505209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 7305 E 13TH CT, SPOKANE, WA 99212-3087 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Title Company | VANGUARD TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006991824 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 6991824 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 7305 E 13TH CT, SPOKANE, WA 99212-3087 |
| Document Number | 0006867433 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | WFG INSURED |
| Name | Verified Name |
|---|---|
| Address | 14610 E SPRAGUE AVE SPOKANE VALLEY WA 992162146, SPOKANE VALLEY, WA 99216-2146 |
| Document Number | 0006867433 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 6867433 |
| Name | NUMERICA CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE VALLEY, WA 99216 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jun 18, 2018 |
| Property Address | 7305 E 13TH CT, SPOKANE, WA 99212-3087 |
| Document Number | 0006717114 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 6717114 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,198.15 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7306 E 13TH CT SPOKANE VALLEY WA 992123087, SPOKANE VALLEY, WA 99212-3087 |
| Document Number | 6717116 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 6717116 |
| Name | NUMERICA CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE VALLEY, WA 99037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 17, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 6717115, |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 6717115 |
| Name | NUMERICA CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE VALLEY, WA 99037 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 17, 2048 |
Source: Spokane County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,487.00 (+3.48%) | $386,200 (-2.6%) Land $115,000 Building $271,200 | $386,200 (-2.6%) Land $115,000 Building $271,200 |
| 2025 | $4,336.00 (+5.42%) | ||
| 2024 | $396,500 (+30.51%) Land $70,000 Building $326,500 | $396,500 (+30.51%) Land $70,000 Building $326,500 | |
| 2023 | $4,113.00 (+6.83%) | $303,800 Land $63,000 Building $240,800 | $303,800 Land $63,000 Building $240,800 |
| 2022 | $3,850.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (2012–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 65% of Washington |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST SPOKANE WATER DIST 1 serves 4,285 people · EPA ID WA5321650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2021 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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