7305 Circle Dr, Lady Lake, FL 32159 Property Records

Lake County property record for 7305 Circle Dr, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1980
Lot Size	2.14 acres (93,288 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Sep 2025)
Tax Bill	$2,339 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`08-18-25-0200-000-00100`

Property Details

APN / Parcel Number

Primary APN	`08-18-25-0200-000-00100`
Alternative APN	`3883470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,140 sqft Living Area
1st Floor Area	804 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2017
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	93,288 sqft (2.14 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3883470
Street Address	7305 CIRCLE DR
City	LADY LAKE
State	FL
Zip	32159-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIG PINE ISLAND PB 64 PG 67-73 LOT 1 ORB 5420 PG 2423
Legal Section	08
Legal Subdivision	BIG PINE ISLAND
Legal Tract	200
Legal Lot Number	1
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	1
Census Block	1003
Census Tract	30410

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7305 CIRCLE DR, LADY LAKE, FL 32159-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 12, 2020	Warranty Deed, Transfer ATLAS TITLE, ATLAS TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Feb 12, 2020 · Amount on Record
Deed Document Number	2025118638
Deed Book / Page	6603 / 734
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 25, 2025
Property Address	7305 CIRCLE DR, LADY LAKE, FL 32159-2909
Document Number	0066030734
Book / Page	6603 / 734
Map Reference	MB 64 PG 67-73
Instrument Date	Sep 15, 2025
Instrument	2025118638
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	ATLAS TITLE, ATLAS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7305 CIRCLE DR, LADY LAKE, FL 32159-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7305 CIRCLE DR, LADY LAKE, FL 32159-2909

Mortgage

Document Number	0006603736
Date	Sep 25, 2025
Instrument	6603/736

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 12, 2020
Property Address	7305 CIRCLE DR, LADY LAKE, FL 32159-2909
Document Number	0054202423
Book / Page	005420 / 002423
Instrument Date	Feb 10, 2020
Instrument	18146
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	ATLAS TITLE, ATLAS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1281 LADY LAKE FL 321581281, LADY LAKE, FL 32158-1281

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,801 (+0.47%) Land $65,400 Building $90,401	$155,801 (+0.47%) Land $65,400 Building $90,401
2024	$2,339.00 (+12.29%) Homeowner's exemption	$155,073 (+2.6%) Land $65,400 Building $89,673	$155,073 (+1.67%) Land $65,400 Building $89,673
2023	$2,083.00 (+10.15%) Homeowner's exemption	$151,150 (+3%)	$152,526 (-) Land $65,400 Building $87,126
2022	$1,891.00 Homeowner's exemption	$146,750	$152,526 Land $65,400 Building $87,126

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	60.5 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

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