7304 Rue Michael, La Jolla, CA 92037 Property Records

San Diego County property record for 7304 Rue Michael, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,155 sqft · built 1966
Lot Size	0.37 acres (16,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,631,500 (Jul 2025)
Tax Bill	$25,839 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`352-331-05-00`

Property Details

APN / Parcel Number

Primary APN	`352-331-05-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,155 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	16,100 sqft (0.37 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7304 RUE MICHAEL
City	LA JOLLA
State	CA
Zip	92037-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LJSPD-SF
Legal Description	LOT 55 TR 003926
Legal Subdivision	CHATEAU VILLE
Legal Tract	003926
Legal Block	2
Legal Lot Number	55
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2015
Census Tract	8303

Owner

Source: San Diego County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7304 RUE MICHAEL, LA JOLLA, CA 92037-3914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Feb 22, 2021	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Sep 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Apr 15, 2011 · Amount on Record
Deed Document Number	2025174310
Prior Transfer Date	Aug 24, 2018
Prior Transfer Doc	0000368237
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7304 RUE MICHAEL, LA JOLLA, CA 92037-3914
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7304 RUE MICHAEL, LA JOLLA, CA 92037-3914

Mortgage

Document Number	0000753926
Date	Oct 29, 2021
Instrument	2021-0753926

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7304 RUE MICHAEL, LA JOLLA, CA 92037-3914
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7304 RUE MICHAEL, LA JOLLA, CA 92037-3914

Mortgage

Document Number	0000134341
Date	Feb 22, 2021
Instrument	2021-0134341

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2018
Property Address	7304 RUE MICHAEL, LA JOLLA, CA 92037-3914
Document Number	0000368236
Instrument Date	Aug 24, 2018
Instrument	368236
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7304 RUE MICHAEL LA JOLLA CA 920373914, LA JOLLA, CA 92037-3914

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2018
Property Address	7304 RUE MICHAEL, LA JOLLA, CA 92037-3914
Document Number	0000368237
Instrument Date	Aug 24, 2018
Instrument	368237
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7304 RUE MICHAEL LA JOLLA CA 920373914, LA JOLLA, CA 92037-3914

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,631,250 (+128.42%) Land $4,000,000 Building $631,250
2025	$25,839.00 (+8.47%) Homeowner's exemption	$2,027,543 (+4.04%) Land $1,569,438 Building $458,105
2023	$23,822.00 (+2.74%) Homeowner's exemption	$1,948,813 Land $1,508,496 Building $440,317
2022	$23,187.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	11 (1978–2019)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Dec 2019 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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