7304 Ridgeline Dr, Raleigh, NC 27613 Property Records

Wake County property record for 7304 Ridgeline Dr, Raleigh, NC 27613

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,974 sqft · built 2007
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$383,500 (May 2014)
Tax Bill	$4,857 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0881.04-63-7658-000`

Property Details

APN / Parcel Number

Primary APN	`0881.04-63-7658-000`
Alternative APNs	`0881.04-63-7658 0316793` `0881637658` `0316793`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,974 sqft Living Area
1st Floor Area	2,974 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Construction Type	Frame
Lot Area	40,511 sqft (0.93 acres)
Garage Area	483 sqft
Porch	Open Porch
Porch Area	329 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0316793
Street Address	7304 RIDGELINE DR
City	RALEIGH
State	NC
Zip	27613-7082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40W
Legal Description	LO1 HIGHLAND FOREST SUB BM2004-637
Legal Subdivision	HIGHLAND FOREST SUB
Legal Lot Number	1
Jurisdiction	WAKE NC
Township / Civil Division	BARTONS CREEK
Census Block Group	2
Census Block	2005
Census Tract	53804

Owner

7304 Ridgeline Dr is owned and occupied by an individual who acquired it in April 2020.

Source: Wake County records, as of September 9, 2025

Owner of Record	Individual Name on File
Mailing Address	7304 RIDGELINE DR, RALEIGH, NC 27613-7082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2014 · Amount on File
Deed Sale	May 29, 2014 · Amount on File
Prior Sale	Mar 30, 2007 · Amount on File
Deed Book / Page	15672 / 2176
Last Transfer Date	Apr 3, 2020
Transfer Doc	178161417
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	7304 RIDGELINE DR, RALEIGH, NC 27613-7082
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18670/1897
Date	Aug 30, 2021
Book Page	18670/1897

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKE NC
Recording Date	Apr 8, 2020
Property Address	7304 RIDGELINE DR, RALEIGH, NC 27613-7082
Document Number	17816/1417
Book / Page	17816 / 1417
Map Reference	MB 2004 PG 637
Instrument Date	Apr 3, 2020
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	FIRST TITLE AND ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7304 RIDGELINE DR, RALEIGH, NC 27613-7082

Mortgage

Document Number	0178161422
Date	Apr 8, 2020
Instrument	17816/1422

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 7304 Ridgeline Dr was $4,857.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,857.00	$756,339 Land $115,000 Building $641,339	$756,339 Land $115,000 Building $641,339
2023	$4,355.00	$556,063 Land $115,000 Building $441,063	$556,063 Land $115,000 Building $441,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7304 Ridgeline Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7304 Ridgeline Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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