7304 Elizabeth Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 7304 Elizabeth Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,080 sqft · built 2005
Lot Size	3 acres (130,680 sqft)
Owner	2 Individuals on Record
Tax Bill	$2,183 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-06-9-29-01-0-00005-00`

Property Details

APN / Parcel Number

Primary APN	`3-06-9-29-01-0-00005-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,080 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)
Garage Area	1,216 sqft
Parking Spaces	5 Parking Spaces
Patio Area	60 sqft

Location & Zoning

Street Address	7304 ELIZABETH DR
City	HERNANDO
State	MS
Zip	38632-6317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	JORDAN CREEK ESTATES LOT 5
Legal Range	06
Legal Township	03
Legal Section	29
Legal Subdivision	JORDAN CREEK ESTATES
Legal Lot Number	5
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1027
Census Tract	70900

Owner

Source: DeSoto County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Co-owner	Co-owner on Record
Mailing Address	7304 ELIZABETH DR, HERNANDO, MS 38632-6317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000481542
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7304 ELIZABETH DR, HERNANDO, MS 38632-6317
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7304 ELIZABETH DR, HERNANDO, MS 38632-6317

Mortgage

Document Number	5660/34315
Date	May 2, 2023
Book Page	5660/34315

Lender

Name	CADENCE BANK NA
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7304 ELIZABETH DR, HERNANDO, MS 38632-6317
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7304 ELIZABETH DR, HERNANDO, MS 38632-6317

Mortgage

Document Number	005228/151
Date	May 3, 2021
Book Page	5228/151

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,183.00 (+15.93%)	$21,839 (-) Land $3,000 Building $18,839	$218,385 (-) Land $30,000 Building $188,385
2023	$1,883.00	$21,839	$218,385 Land $30,000 Building $188,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 76% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

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