73034 Oak Creek Ln, Covington, LA 70435 Property Records

St. Tammany Parish property record for 73034 Oak Creek Ln, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,200 sqft · built 1984
Owner	2 Individual Names on Record
Last Sale	$149,000 (Jan 2003)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Nov 2020 Mortgage + 1 more
APN	`138-104-3412`

Property Details

APN / Parcel Number

Primary APN	`138-104-3412`
Alternative APN	`129584`

Interior

Building Area	2,200 sqft Living Area

Exterior

Year Built	Built 1984
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	138-104-3412
Street Address	73034 OAK CREEK LN
City	COVINGTON
State	LA
Zip	70435-0130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28R RESUB OF LOTS 12 25 26 27 28 29 GARLANDS ADD TO COVINGTON CLAIBORNE BLK 1 CB 971 117 CB 1202 279 CB 1343 690 INST NO
Legal Subdivision	GARLAND ADDITION
Legal Block	1
Legal Lot Number	12,25
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2008
Census Tract	40502

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	73034 OAK CREEK LN, COVINGTON, LA 70435-0130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Nov 10, 2011	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2003 · Amount on Record
Deed Sale	Jan 10, 2003 · Amount on Record
Deed Document Number	1343107
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	73034 OAK CREEK LN, COVINGTON, LA 70435-0130
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002140728
Date	Dec 26, 2018
Instrument	2140728

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	73034 OAK CREEK LN, COVINGTON, LA 70435-0130
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002236960
Date	Nov 12, 2020
Instrument	2236960

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	73034 OAK CREEK LN, COVINGTON, LA 70435-0130
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001834448
Date	Nov 10, 2011
Instrument	1834448

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2031

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,881.00 (-4.61%) Homeowner's exemption	$23,845 (-) Land $5,000 Building $18,845	$238,448 (-) Land $50,000 Building $188,448
2024	$1,972.00 (+31.82%) Homeowner's exemption	$23,845 (+24.76%) Land $5,000 Building $18,845	$238,448 (+24.76%) Land $50,000 Building $188,448
2023	$1,496.00 (-0.07%) Homeowner's exemption	$19,113 (-) Land $5,000 Building $14,113	$191,125 (+15.05%) Land $50,000 Building $141,125
2022	$1,497.00 Homeowner's exemption	$19,113 Land $5,000 Building $14,113	$166,125 Land $25,000 Building $141,125

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	10 (1995–2009)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Dec 2009 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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