7302 Spring Creek Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 7302 Spring Creek Ln, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,014 sqft · built 2006
Lot Size	0.004 acres (179 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Sep 2025)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T072001071`

Property Details

APN / Parcel Number

Primary APN	`T072001071`
Alternative APN	`4-0036-A252-17-003C.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	179 sqft (0.004 acres)
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T072001071
Street Address	7302 SPRING CREEK LN
City	O FALLON
State	MO
Zip	63368-7510
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPRINGHURST TERR #7 LOT 3C
Legal Subdivision	SPRINGHURST TERR #7
Legal Lot Number	3C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1022
Census Tract	312207

Owner

7302 Spring Creek Ln, a condominium, is owned and occupied by an individual who bought it in September 2025.

Source: St. Charles County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	7302 SPRING CREEK LN, O FALLON, MO 63368-7510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Sep 12, 2025	Affidavit of Death of Joint Tenant, Transfer
Sep 12, 2025	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Sep 24, 2019	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Prior Sale	Dec 17, 2024 · Amount on File
Deed Document Number	202540212
Prior Transfer Date	Sep 11, 2025
Prior Transfer Doc	0000040211
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7302 SPRING CREEK LN, O FALLON, MO 63368-7510
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7302 SPRING CREEK LN, O FALLON, MO 63368-7510
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044281
Date	May 21, 2021
Instrument	2021R-044281

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Sep 12, 2025
Property Address	7302 SPRING CREEK LN, O FALLON, MO 63368-7510
Document Number	0000040211
Map Reference	MB 44 PG 101
Instrument Date	Sep 9, 2025
Instrument	2025R-040211
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 PARADISE ST, WAYNESVILLE, MO 65583-2925

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 12, 2025
Property Address	7302 SPRING CREEK LN, O FALLON, MO 63368-7510
Document Number	0000040212
Map Reference	MB 44 PG 101
Instrument Date	Sep 9, 2025
Instrument	2025R-040212
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7302 SPRING CREEK LN, O FALLON, MO 63368-7510

Mortgage

Document Number	0000040213
Date	Sep 12, 2025
Instrument	2025R-040213

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 24, 2019
Property Address	7302 SPRING CREEK LN, O FALLON, MO 63368-7510
Document Number	0071480264
Book / Page	7148 / 0264
Map Reference	MB 44 PG 101
Instrument Date	Sep 13, 2019
Instrument	20190924000523700
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7302 SPRING CREEK LN, O FALLON, MO 63368-7510

Mortgage

Document Number	20190924000523710
Date	Sep 24, 2019
Instrument	20190924000523710

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7302 Spring Creek Ln was $2,275, up 11.3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,541 (-)	$181,793 (-) Building $181,793
2025	$2,275.00 (+11.3%)	$34,541	$181,793 Building $181,793
2024	$2,044.00
2023		$30,148
2022			$158,673 Building $158,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7302 Spring Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7302 Spring Creek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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