7302 E Silver Creek Rd, Hereford, AZ 85615 Property Records

Cochise County property record for 7302 E Silver Creek Rd, Hereford, AZ 85615

Property Summary

Property Type	Single Family Home
Details	2,870 sqft · built 2002
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,824 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`104-01-060F`

Property Details

APN / Parcel Number

Primary APN	`104-01-060F`
Alternative APN	`104-01-060F1`

Interior

Stories	1 Story
Building Area	2,870 sqft Living Area
1st Floor Area	2,870 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Plaster
Construction Type	Wood
Roof Material	Concrete
Lot Area	348,480 sqft (8 acres)
Garage Type	Attached
Garage Area	1,908 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	104-01-060F1
Street Address	7302 E SILVER CREEK RD
City	HEREFORD
State	AZ
Zip	85615-0346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU4
Legal Description	REP OF SURVEY BK9 PG88 POR PCL K BY M&B BEG AT SW COR SAID LOT K THN S89DEG 45MIN E (R-S89DEG 45MIN E)445.53 N0DEG 14MIN W782.20 N89DEG 45MIN W445.53 S0DEG 14MIN E782.20 TO POB SEC27-23-21 8.00AC TOGETHER WITH INT IN WELLSITE
Legal Range	21
Legal Township	23
Legal Section	27
Legal Lot Number	K
Legal Unit	K
Jurisdiction	COCHISE AZ
Township / Civil Division	BISBEE
Census Block Group	2
Census Block	2021
Census Tract	2100

Owner

7302 E Silver Creek Rd is owned and occupied by two individuals who acquired it in January 2026.

Source: Cochise County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7302 E SILVER CREEK RD, HEREFORD, AZ 85615-0346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 30, 2026	Intrafamily Transfer, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 29, 2021	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 23, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026
Deed Sale	Jan 30, 2026
Prior Sale	Jul 29, 2021
Deed Document Number	20261779
Prior Transfer Date	Jan 26, 2026
Prior Transfer Doc	0000001779
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	7302 E SILVER CREEK RD, HEREFORD, AZ 85615-0346
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	UNKNOWN, AMROCK LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7302 E SILVER CREEK RD, HEREFORD, AZ 85615-0346

Mortgage

Document Number	0000003674
Date	Mar 4, 2025
Instrument	2025-03674

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCHISE AZ
Recording Date	Jan 30, 2026
Property Address	7302 E SILVER CREEK RD, HEREFORD, AZ 85615-0346
Document Number	0000001779
Map Reference	MB 9 PG 88
Instrument Date	Jan 26, 2026
Instrument	2026-01779
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7302 E SILVER CREEK RD, HEREFORD, AZ 85615-0346

Mortgage

Document Number	0000001780
Date	Jan 30, 2026
Instrument	2026-01780

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	Jul 29, 2021
Property Address	7302 E SILVER CREEK RD, HEREFORD, AZ 85615-0346
Document Number	0000020306
Map Reference	MB 9 PG 88
Instrument Date	Jul 26, 2021
Instrument	2021-20306
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2160 E FRY BLVD #C5C5, C5C5, HEREFORD, AZ 85615

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1365 BELLA VISTA DR, SIERRA VISTA, AZ 85635-2015

Mortgage

Document Number	0000020308
Date	Jul 29, 2021
Instrument	2021-20308

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	7302 E SILVER CREEK RD, HEREFORD, AZ 85615-0346
Document Number	0000016262
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7302 E SILVER CREEK RD HEREFORD AZ 85615, HEREFORD, AZ 85615

Mortgage

Document Number	0000016262
Date	Aug 23, 2019
Instrument	16262

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7302 E Silver Creek Rd was $8,824, up 8.3% from the year before.

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Cochise County
Elementary School District	Palominas Elementary District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,086 (+8.77%) Land $5,400 Building $89,686	$950,857 (+8.77%) Land $54,000 Building $896,857
2025	$8,824.00 (+8.31%)	$87,416 (+6.18%) Land $5,400 Building $82,016	$874,155 (+6.18%) Land $54,000 Building $820,155
2024	$8,147.00 (+7.03%)	$82,331 Land $5,400 Building $76,931	$823,311 Land $54,000 Building $769,311
2023	$7,612.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7302 E Silver Creek Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (2011–2016)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7302 E Silver Creek Rd is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 85% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HPAZ.net Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
Integrated Elements Unlimited Fixed Wireless	100 / 8

Cell Coverage

5G (outdoors only) and 4G LTE

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