7302 E Clearwater Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 7302 E Clearwater Rd, Hixson, TN 37343

Property Summary

Property Type	Rural Home
Details	3 ba · 1,869 sqft · built 1966
Lot Size	0.523 acres (22,800 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Dec 2014)
Tax Bill	$1,095 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092F A 022`

Property Details

APN / Parcel Number

Primary APN	`092F A 022`
Alternative APN	`0000022592`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,869 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,800 sqft (0.523 acres)
Lot Dimensions	200 ft deep x 114 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000022592
Old Parcel Number	092F A 022
Street Address	7302 E CLEARWATER RD
City	HIXSON
State	TN
Zip	37343-1786
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LOT 34 CLEARWATER ACRES EAST PB 25 PG 3
Legal Subdivision	CLEARWATER ACRES EAS
Legal Lot Number	34
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3003
Census Tract	10411

Owner

7302 E Clearwater Rd, a rural home, is owned and occupied by an individual who bought it in December 2014.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7302 E CLEARWATER RD, HIXSON, TN 37343-1786
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 16, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2014 · Amount on File
Deed Sale	Dec 31, 2014 · Amount on File
Prior Sale	Jul 26, 2006 · Amount on File
Deed Document Number	2014123100106
Deed Book / Page	10372 / 771
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7302 E CLEARWATER RD, HIXSON, TN 37343-1786
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000020
Date	Feb 24, 2021
Book Page	12366/892
Instrument	2021022400020

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7302 E CLEARWATER RD, HIXSON, TN 37343-1786
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7302 E CLEARWATER RD, HIXSON, TN 37343-1786

Mortgage

Document Number	0000000001
Date	Dec 16, 2022
Book Page	13167/187
Instrument	2022121600001

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7302 E Clearwater Rd was $1,095, up 26.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,095.00 (+26.15%)	$72,300 (+86.34%)	$289,200 (+86.34%) Land $50,000 Building $239,200
2024	$868.00 (-1.03%)	$38,800 (-)	$155,200 (-) Land $40,000 Building $115,200
2023	$877.00	$38,800	$155,200 Land $40,000 Building $115,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7302 E Clearwater Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (1994–2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2002 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7302 E Clearwater Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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