7301 Shell Ridge Ter, Lake Worth, FL 33467 Property Records

Palm Beach County property record for 7301 Shell Ridge Ter, Lake Worth, FL 33467

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,009 sqft · built 1992
Lot Size	0.153 acres (6,669 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Nov 2003)
Tax Bill	$3,593 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-45-09-02-016-0280`

Property Details

APN / Parcel Number

Primary APN	`00-42-45-09-02-016-0280`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,009 sqft Living Area
Gross Area	2,666 sqft
1st Floor Area	1,148 sqft
Upper Floors Area	861 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1999
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	6,669 sqft (0.153 acres)
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Pool Area	71 sqft
Porch	Finished/Open Porch
Porch Area	355 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7301 SHELL RIDGE TER
City	LAKE WORTH
State	FL
Zip	33467-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTS
Legal Description	LAKE CHARLESTON PARS P & U LT 28P
Legal Range	42E
Legal Township	45S
Legal Section	09
Legal Subdivision	LAKE CHARLESTON PARS P & U
Legal Block	P
Legal Lot Number	28P
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2000
Census Tract	5946

Owner

7301 Shell Ridge Ter is owned and occupied by two individuals who acquired it in March 2021.

Source: Palm Beach County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7301 SHELL RIDGE TER, LAKE WORTH, FL 33467-7704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Mar 15, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 31, 2020	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2003 · Amount on File
Deed Sale	Nov 19, 2003 · Amount on File
Prior Sale	Nov 2, 1994 · Amount on File
Deed Document Number	2003719025
Deed Book / Page	16208 / 528
Last Transfer Date	Mar 9, 2021
Transfer Doc	0322820144
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Recording Date	Sep 16, 2026
Property Address	7301 SHELL RIDGE TER, LAKE WORTH, FL 33467-7704
Document Number	0000338248
Book / Page	36795 / 1236
Instrument Date	Aug 18, 2026
Instrument	2026338248
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000338248,
Date	Sep 16, 2026
Book Page	36795/1236
Instrument	2026338248

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2056

Interest

Max Rate	-1%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Mar 15, 2021
Property Address	7301 SHELL RIDGE TER, LAKE WORTH, FL 33467-7704
Document Number	0322820144
Book / Page	32282 / 144
Map Reference	MB 62 PG 154
Instrument Date	Mar 9, 2021
Instrument	20210114445
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7301 SHELL RIDGE TER, LAKE WORTH, FL 33467-7704

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PALM BEACH FL
Property Address	7301 SHELL RIDGE TER, LAKE WORTH, FL 33467-7704
Document Number	0312621582
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7301 SHELL RIDGE TER LAKE WORTH FL 334677704, LAKE WORTH, FL 33467-7704

Mortgage

Document Number	0312621582
Date	Mar 3, 2020
Book Page	031262/001582
Instrument	81475

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7301 Shell Ridge Ter was $3,593 with a homeowner's exemption, up 3.2% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,593.00 (+3.25%) Homeowner's exemption	$233,292	$456,972 Land $195,764 Building $261,208
2024	$3,480.00 (+2.78%)
2023	$3,386.00 (+1.2%) Homeowner's exemption	$220,114 (+3%)	$470,039 (+16.39%) Land $196,183 Building $273,856
2022	$3,346.00 Homeowner's exemption	$213,703	$403,850 Land $155,125 Building $248,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7301 Shell Ridge Ter in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	12 (1994–2017)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7301 Shell Ridge Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Breezeline.

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