7300 Riverside Dr, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 7300 Riverside Dr, Clay, MI 48001

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,676 sqft · built 1974
Lot Size0.207 acres (9,017 sqft)
OwnerTrust Name on File
Last Sale$257,500 (Jun 2015)
Tax Bill$5,460 (2025)
Deeds & MortgagesJan 2024 Transfer
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN74-14-235-0093-000

Property Details

APN / Parcel Number

Primary APN74-14-235-0093-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,676 sqft Living Area
1st Floor Area1,676 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area9,017 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage Area414 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address7300 RIVERSIDE DR
CityCLAY
StateMI
Zip48001-4250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT 169 PLAT NO 2 COLONY ISLES SUBD FRAC SEC 1 T2N R15E
Legal Range15E
Legal Township02N
Legal Section01
Legal SubdivisionCOLONY ISLES SUBD
Legal Lot Number169
Legal Unit169
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group2
Census Block2015
Census Tract647000

Owner

7300 Riverside Dr is owner-occupied and held in a trust since January 2024.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address7300 RIVERSIDE DR, CLAY, MI 48001-4250
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Intrafamily Transfer, Transfer
Jun 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2015 · Amount on File
Deed SaleJun 24, 2015 · Amount on File
Prior SaleApr 22, 2005 · Amount on File
Deed Document Number201515087
Deed Book / Page4616 / 7
Last Transfer DateJan 26, 2024
Transfer Doc0005686621
Record UpdatedOct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT CLAIR MI
Recording DateJan 26, 2024
Property Address7300 RIVERSIDE DR, CLAY, MI 48001-4250
Document Number0005686621
Book / Page5686 / 621
Map ReferenceLB 73 PG 4 5
Instrument DateJan 23, 2024
Instrument2024001552
Transaction TypeTransfer
Record UpdatedMar 20, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7300 RIVERSIDE DR, CLAY, MI 48001-4250

Transferred To (Grantee/Buyer)

NameVerified Name
Address7300 RIVERSIDE DR, CLAY, MI 48001-4250

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address7300 RIVERSIDE DR, CLAY, MI 48001-4250
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7300 RIVERSIDE DR, CLAY, MI 48001-4250

Mortgage

Document Number5374378
DateJun 3, 2021
Book Page5374/378
Instrument2021016607
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 7300 Riverside Dr was $5,460 with a homeowner's exemption, up 2.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$227,200 (+4.89%)$454,400
2025$5,460.00 (+2.29%) Homeowner's exemption$216,600
2024$5,338.00$433,200
2023$175,900
2022$4,909.00$351,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7300 Riverside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 143 policies
Nearby Flood Policies143 in force
Nearby Flood Claims77 (1985–2024)
Claims Outside the SFHA56 of 77
Most Recent ClaimJan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7300 Riverside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY TOWNSHIP
serves 9,866 people · EPA ID MI0001450
Water SourcePurchased surface water from CITY OF ALGONAC
Last State InspectionMay 2021
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverside Dr

Nearby Streets

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