7300 Mount Oak Ln, Georgetown, CA 95634 Property Records

El Dorado County property record for 7300 Mount Oak Ln, Georgetown, CA 95634

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,075 sqft · built 2014
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$579,000 (Oct 2021)
Tax Bill	$6,909 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`061-410-045-000`

Property Details

APN / Parcel Number

Primary APN	`061-410-045-000`
Alternative APNs	`06141045100` `0614104510`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,075 sqft Living Area
1st Floor Area	2,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	54,450 sqft
Terrain	Wooded
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	2,075 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	7300 MOUNT OAK LN
City	GEORGETOWN
State	CA
Zip	95634-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE5
Legal Description	SEC 1 12 10
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1003
Census Tract	30603

Owner

7300 Mount Oak Ln is owned and occupied by two individuals who bought it in October 2021.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7300 MOUNT OAK LN, GEORGETOWN, CA 95634-9711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Apr 15, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 13, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 5, 2019	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	Apr 5, 2019
Deed Document Number	202162520
Prior Transfer Date	Apr 1, 2019
Prior Transfer Doc	0000011656
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 1, 2021
Property Address	7300 MOUNT OAK LN, GEORGETOWN, CA 95634-9711
Document Number	0000062520
Instrument Date	Sep 28, 2021
Instrument	2021-0062520
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7300 MOUNT OAK LN, GEORGETOWN, CA 95634-9711

Mortgage

Document Number	0000062521
Date	Oct 1, 2021
Instrument	2021-0062521

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7300 MOUNT OAK LN, GEORGETOWN, CA 95634-9711
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7300 MOUNT OAK LN, GEORGETOWN, CA 95634-9711

Mortgage

Document Number	0000026074
Date	Apr 15, 2021
Instrument	2021-0026074

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7300 MOUNT OAK LN, GEORGETOWN, CA 95634-9711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016603
Date	Apr 13, 2020
Instrument	2020-0016603

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Apr 5, 2019
Property Address	7300 MOUNT OAK LN, GEORGETOWN, CA 95634-9711
Document Number	0000011656
Instrument Date	Apr 1, 2019
Instrument	2019-0011656
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7300 MOUNT OAK LN, GEORGETOWN, CA 95634-9711

Mortgage

Document Number	0000011657
Date	Apr 5, 2019
Instrument	2019-0011657

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7300 Mount Oak Ln was $6,909, up 6.7% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$626,726 (+2%) Land $156,952 Building $469,774
2025	$6,909.00 (+6.67%)	$614,438 Land $153,875 Building $460,563
2024	$6,477.00 (+2%)
2023	$6,350.00 (+1.55%)	$590,580 Land $147,900 Building $442,680
2022	$6,253.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7300 Mount Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7300 Mount Oak Ln is extreme, ranking above 98.4% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.4% of the US · above 90% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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