7300 B St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 7300 B St, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,404 sqft · built 1988
Lot Size	0.253 acres (11,016 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2008)
Tax Bill	$4,798 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-069095`

Property Details

APN / Parcel Number

Primary APN	`03-069095`
Alternative APNs	`3069095` `069095`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,404 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,016 sqft (0.253 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	356 sqft
Deck Area	108 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	069095
Street Address	7300 B ST
City	CHESAPEAKE BEACH
State	MD
Zip	20732-3165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 10-13 BLK 44 CHES BEACH
Legal Subdivision	CHESAPEAKE BEACH 01
Legal Block	44
Legal Lot Number	10-13
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1006
Census Tract	860402

Owner

7300 B St is owned and occupied by two individuals who acquired it in June 2024.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7300 B ST, CHESAPEAKE BEACH, MD 20732-3165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2008 · Amount on File
Deed Sale	Aug 13, 2008 · Amount on File
Prior Sale	Apr 13, 1999 · Amount on File
Deed Document Number	200890264
Deed Book / Page	3191 / 137
Last Transfer Date	Jun 14, 2024
Transfer Doc	0065820151
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	7300 B ST, CHESAPEAKE BEACH, MD 20732-3165
Document Number	0054860022
Instrument Date	Oct 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7300 B ST CHESAPEAKE BEACH MD 207323165, CHESAPEAKE BEACH, MD 20732-3165

Mortgage

Document Number	0054860022
Date	Dec 4, 2019
Book Page	005486/000022

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 3, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7300 B St was $4,798 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,033 (+2.36%)	$477,100 (+7.09%) Land $122,200 Building $354,900
2025	$4,798.00 Homeowner's exemption	$445,500 Land $122,200 Building $323,300	$445,500 Land $122,200 Building $323,300
2023	$3,919.00 Homeowner's exemption	$391,700	$445,500 Land $122,200 Building $323,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7300 B St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (1981–2022)
Claims Outside the SFHA	3 of 9
Most Recent Claim	May 2022 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7300 B St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20