Fillmore County property record for 730 W Tracy Rd, Spring Valley, MN 55975
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,004 sqft · built 1954 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,264 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36.0005.060 |
| Primary APN | 36.0005.060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,004 sqft Heated Area |
| Gross Area | 3,064 sqft |
| Basement Area | 2,004 sqft |
| Finished Basement | 2,004 sqft |
| Unfinished Basement | 2,004 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 100,188 sqft (2.3 acres) |
| Lot Dimensions | 412 ft deep x 124 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,972 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 7 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 730 W TRACY RD |
|---|---|
| City | SPRING VALLEY |
| State | MN |
| Zip | 55975-1047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-103 RANGE-013 2.30 AC COM AT NW COR NE1/4 SW1/4, TH E243', S412.50' W243', N412.50' TO BEG |
| Legal Range | 13 |
| Legal Township | 103 |
| Legal Section | 28 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | SPRING VALLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 960300 |
Source: Fillmore County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 730 W TRACY RD, SPRING VALLEY, MN 55975-1047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Dec 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Aug 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MANUFACTURERS BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | May 26, 2026 |
| Property Address | 730 W TRACY RD, SPRING VALLEY, MN 55975-1047 |
| Document Number | 0000454857 |
| Instrument Date | May 16, 2026 |
| Instrument | 2026454857 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 730 W TRACY RD, SPRING VALLEY, MN 55975-1047 |
| Document Number | 0000454857, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 2026454857 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 730 W TRACY RD, SPRING VALLEY, MN 55975-1047 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000444785 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 444785 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 730 W TRACY RD, SPRING VALLEY, MN 55975-1047 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 428169 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 428169 |
| Name | MANUFACTURERS BANK & TRUST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Spring Valley City |
| Unified School District | Kingsland Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,264.00 (+4.56%) Homeowner's exemption | $360,900 (+21.15%) Land $33,000 Building $327,900 | $360,900 (+21.15%) Land $33,000 Building $327,900 |
| 2025 | $297,900 (+15.87%) Land $33,000 Building $264,900 | $297,900 (+15.87%) Land $33,000 Building $264,900 | |
| 2023 | $257,100 Land $21,100 Building $236,000 | $257,100 Land $21,100 Building $236,000 | |
| 2020 | $4,078.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 22 (2000–2024) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Spring Valley serves 2,580 people · EPA ID MN1230012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures