730 W Downer Pl, Aurora, IL 60506 Property Records

Kane County property record for 730 W Downer Pl, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,071 sqft · built 1904
Lot Size	0.205 acres (8,910 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jun 2010)
Tax Bill	$10,509 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-21-182-001`

Property Details

APN / Parcel Number

Primary APN	`15-21-182-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,071 sqft Living Area
Gross Area	5,097 sqft
Basement Area	1,546 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,910 sqft (0.205 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	730 W DOWNER PL
City	AURORA
State	IL
Zip	60506-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES 2ND ADDN LOT 8 BLK 11
Legal Subdivision	LAKES 2ND ADDN
Legal Block	11
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2004
Census Tract	853900

Owner

730 W Downer Pl is owned and occupied by an individual who bought it in June 2010.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	730 W DOWNER PL, AURORA, IL 60506-4902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2010 · Amount on File
Deed Sale	Jun 17, 2010 · Amount on File
Prior Sale	Apr 8, 2010 · Amount on File
Deed Document Number	201038843
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	730 W DOWNER PL, AURORA, IL 60506-4902
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FOX TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055220
Date	Nov 13, 2018
Instrument	2018K055220

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 730 W Downer Pl was $10,509.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,509.00	$141,491 (+9.39%) Land $16,282 Building $125,209	$424,643 (+9.39%) Land $48,866 Building $375,777
2024		$129,345 Land $14,884 Building $114,461	$388,190 Land $44,670 Building $343,520
2022	$9,334.00 (+4.07%)	$105,446 (+7.41%) Land $12,134 Building $93,312	$316,338 (+7.41%) Land $36,402 Building $279,936
2021	$8,969.00	$98,172 Land $11,297 Building $86,875	$294,516 Land $33,891 Building $260,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 730 W Downer Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 730 W Downer Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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