Madison County property record for 730 Valley Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,204 sqft |
| Lot Size | 2.14 acres (93,218 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Jan 2026) |
| Tax Bill | $3,291 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Jan 2017 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038-0003-0068 |
| Primary APN | 0038-0003-0068 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,204 sqft Living Area |
| 1st Floor Area | 754 sqft |
| Basement Area | 754 sqft |
| Unfinished Basement | 754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 93,218 sqft (2.14 acres) |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 56463 |
|---|---|
| Street Address | 730 VALLEY DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSWEET TRACT 43-A & 44-A (2.14 ACRES) |
| Legal Subdivision | SUNSWEET |
| Legal Tract | 43 |
| Legal Lot Number | 43-A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10103 |
Source: Madison County records, as of January 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 272 BRYSON WAY, RICHMOND, KY 40475-8199 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Sep 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jan 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 1, 2025 | Deed of Trust, Mortgage · FHA Mortgage EMM LOANS LLC |
| Jan 20, 2026 | Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING |
| Jun 11, 2024 | Deed, Transfer · FHA Mortgage EMM LOANS LLC |
| May 1, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Mar 8, 2022 | Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on Record |
| Deed Sale | Jan 20, 2026 · Amount on Record |
| Prior Sale | Jun 11, 2024 · Amount on Record |
| Deed Document Number | 202614312688 |
| Deed Book / Page | 878 / 471 |
| Prior Transfer Date | Apr 18, 2024 |
| Prior Transfer Doc | 00D851/595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 730 VALLEY DR, RICHMOND, KY 40475-8402 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | JETT TITLE |
| Name | Verified Name |
|---|
| Document Number | M01762/531 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | M01762/531 |
| Instrument | 2013964252 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 730 VALLEY DR, RICHMOND, KY 40475-8402 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01724/736 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | M01724/736 |
| Instrument | 2013953451 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 730 VALLEY DR, RICHMOND, KY 40475-8402 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2033/262 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | M2033/262 |
| Instrument | 2014031464 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 730 VALLEY DR, RICHMOND, KY 40475-8402 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 730 VALLEY DR, RICHMOND, KY 40475-8402 |
| Document Number | 00M2368/34 |
|---|---|
| Date | Apr 1, 2025 |
| Book Page | M2368/34 |
| Instrument | 2014252700 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 20, 2026 |
| Property Address | 730 VALLEY DR, RICHMOND, KY 40475-8402 |
| Document Number | 00D878/471 |
| Book / Page | D878 / 471 |
| Map Reference | CAB 9 SL 388 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2014312688 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6275 CANSLER SUBDIVISION RD, HOPKINSVILLE, KY 42240-8803 |
| Name | Verified Name |
|---|---|
| Address | 730 VALLEY DR, RICHMOND, KY 40475-8402 |
| Document Number | 2014312692 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 2014312692 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 11, 2024 |
| Property Address | 730 VALLEY DR, RICHMOND, KY 40475-8402 |
| Document Number | 00D853/334 |
| Book / Page | D853 / 334 |
| Instrument Date | Jun 6, 2024 |
| Instrument | 2014208007 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2107 BENNETT POINT RD, QUEENSTOWN, MD 21658-1115 |
| Name | Verified Name |
|---|---|
| Address | 730 VALLEY DR, RICHMOND, KY 40475-8402 |
| Investor | Possibly a Property Investor |
| Document Number | 0M2304/398 |
|---|---|
| Date | Jun 11, 2024 |
| Book Page | M2304/398 |
| Instrument | 2014208012 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 1, 2024 |
| Property Address | 730 VALLEY DR, RICHMOND, KY 40475-8402 |
| Document Number | 00D851/595 |
| Book / Page | D851 / 595 |
| Map Reference | CAB 9 SL 388 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 2014201561 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 700 S PALAFOX ST # ST220, ST220, PENSACOLA, FL 32502-5965 |
| Name | Verified Name |
|---|---|
| Address | 730 VALLEY DR, RICHMOND, KY 40475-8402 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 8, 2022 |
| Property Address | 730 VALLEY DR, RICHMOND, KY 40475-8402 |
| Document Number | 00D819/594 |
| Book / Page | D819 / 594 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 2014080457 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $327.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 730 VALLEY DR, RICHMOND, KY 40475-8402 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,291.00 (+3.62%) | $349,000 (+6.56%) | $349,000 (+6.56%) |
| 2023 | $3,176.00 | $327,500 | $327,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2010–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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