730 Towne Center Dr, Joppa, MD 21085 Property Records

Harford County property record for 730 Towne Center Dr, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,410 sqft · built 1976
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$357,500 (Mar 2021)
Tax Bill	$4,102 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-127608`

Property Details

APN / Parcel Number

Primary APN	`01-127608`
Alternative APNs	`1127608` `127608`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,410 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	120 sqft
Deck Area	926 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	127608
Street Address	730 TOWNE CENTER DR
City	JOPPA
State	MD
Zip	21085-4442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 16 70/70X150 730 TOWNE CENTER DRIVE RUMSEY ISLAND PT 32/48
Legal Subdivision	RUMSEY ISLAND PART THIRTY TWO
Legal Block	18A
Legal Lot Number	16,730
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4002
Census Tract	301401

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	730 TOWNE CENTER DR, JOPPA, MD 21085-4442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 15, 2021	Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 9, 2019	Quit Claim Deed, Transfer UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Deed Book / Page	14581 / 88
Prior Transfer Date	Apr 30, 2019
Prior Transfer Doc	0132550005
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	730 TOWNE CENTER DR, JOPPA, MD 21085-4442
Transaction Type	Mortgage
Record Updated	Mar 22, 2024
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 TOWNE CENTER DR, JOPPA, MD 21085-4442

Mortgage

Document Number	0162010106
Date	Mar 14, 2024
Book Page	16201/106

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 15, 2021
Property Address	730 TOWNE CENTER DR, JOPPA, MD 21085-4442
Document Number	0145810088
Book / Page	14581 / 88
Map Reference	MB 32 FO 48
Instrument Date	Mar 9, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATD TITLE LLC, ATG TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	730 TOWNE CENTER DR, JOPPA, MD 21085-4442

Mortgage

Document Number	0001458193
Date	Mar 15, 2021
Instrument	14581/93

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	May 9, 2019
Property Address	730 TOWNE CENTER DR, JOPPA, MD 21085-4442
Document Number	0132550005
Book / Page	013255 / 000005
Instrument Date	Apr 30, 2019
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 JOPPA TOWNE CTR JOPPA MD 21085, JOPPA, MD 21085

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,102.00 (+6.96%)	$376,367 (+3.36%)	$388,600 (-) Land $159,500 Building $229,100
2025	$3,835.00 (+1.72%)	$364,133 (+4.36%)	$388,600 (+10.43%) Land $159,500 Building $229,100
2023		$348,933	$351,900 Land $159,500 Building $192,400
2022	$3,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	24 (1978–2013)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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