730 Spruce Ct, Pine Island, MN 55963 Property Records

Goodhue County property record for 730 Spruce Ct, Pine Island, MN 55963

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,026 sqft · built 1989
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jan 2025)
Tax Bill	$4,008 (2026)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`68.440.0040`

Property Details

APN / Parcel Number

Primary APN	`68.440.0040`
Alternative APNs	`47199` `54831`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
Gross Area	1,672 sqft
Basement Area	864 sqft
Finished Basement	678 sqft
Unfinished Basement	186 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	224 sqft
Patio Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	54831
Street Address	730 SPRUCE CT
City	PINE ISLAND
State	MN
Zip	55963-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE TREE VALLEY SUB LOT-004 BLOCK-001 .27 AC DOC#703716 LOT 4 BLK 1 ID# 18-0363-00400
Legal Subdivision	PINE TREE VALLEY SUB
Legal Block	1
Legal Lot Number	4
Jurisdiction	GOODHUE MN
Township / Civil Division	PINE ISLAND
Census Block Group	3
Census Block	3007
Census Tract	80800

Owner

Source: Goodhue County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	730 SPRUCE CT, PINE ISLAND, MN 55963-9742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2025 · Amount on File
Deed Sale	Jan 30, 2025 · Amount on File
Prior Sale	Nov 4, 2011 · Amount on File
Deed Document Number	2025703716
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	730 SPRUCE CT, PINE ISLAND, MN 55963-9742
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 SPRUCE CT, PINE ISLAND, MN 55963-9742

Mortgage

Document Number	000A711360
Date	Feb 20, 2026
Instrument	A711360

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
Municipality	Pine Island City
Unified School District	Pine Island Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,008.00 (+6.6%) Homeowner's exemption	$289,500 (+7.62%) Land $57,100 Building $232,400	$289,500 (+7.62%) Land $57,100 Building $232,400
2025		$269,000 (+2.87%) Land $52,000 Building $217,000	$269,000 (+2.87%) Land $52,000 Building $217,000
2023	$3,760.00 Homeowner's exemption	$261,500 Land $52,100 Building $209,400	$261,500 Land $52,100 Building $209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	26 (1979–2019)
Claims Outside the SFHA	7 of 26
Most Recent Claim	Jul 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Pine Island serves 3,380 people · EPA ID MN1250012
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30
T-Mobile Fixed Wireless	100 / 20