730 Saddle Wood Dr, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 730 Saddle Wood Dr, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,262 sqft · built 1988
Lot Size	0.308 acres (13,414 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Feb 2020)
Tax Bill	$7,438 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-14996-07-110`

Property Details

APN / Parcel Number

Primary APN	`10-14996-07-110`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,262 sqft Living Area
Gross Area	3,834 sqft
1st Floor Area	1,290 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	13,414 sqft (0.308 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	730 SADDLE WOOD DR
City	SAINT PAUL
State	MN
Zip	55123-1692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDLE RIDGE 1ST ADD 11 7 LOT 11 BLK 7 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOTS C - K
Legal Subdivision	BRIDLE RIDGE 1ST ADD
Legal Block	7
Legal Lot Number	11
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	2
Census Block	2003
Census Tract	60752

Owner

Source: Dakota County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	730 SADDLE WOOD DR, SAINT PAUL, MN 55123-1692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jan 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 13, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN INVESTORS BANK & MORTGAGE
Feb 19, 2020	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2020 · Amount on Record
Deed Sale	Feb 19, 2020 · Amount on Record
Deed Document Number	20203355706
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Recording Date	Jun 29, 2026
Property Address	730 SADDLE WOOD DR, SAINT PAUL, MN 55123-1692
Document Number	0003730495
Instrument Date	Jun 15, 2026
Instrument	20263730495
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 SADDLE WOOD DR, SAINT PAUL, MN 55123-1692

Mortgage

Document Number	0003730495,
Date	Jun 29, 2026
Instrument	20263730495

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2031

Interest

Rate	6.36%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	730 SADDLE WOOD DR, EAGAN, MN 55123-1692
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003573304
Date	Jan 13, 2023
Instrument	3573304

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	730 SADDLE WOOD DR, EAGAN, MN 55123-1692
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003454696
Date	Apr 13, 2021
Instrument	3454696

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	730 SADDLE WOOD DR, EAGAN, MN 55123-1692
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003349381
Date	Jan 17, 2020
Instrument	3349381

Lender

Name	AMERICAN INVESTORS BANK & MORTGAGE
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Feb 19, 2020
Property Address	730 SADDLE WOOD DR, EAGAN, MN 55123-1692
Document Number	0003355706
Instrument Date	Feb 10, 2020
Instrument	3355706
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	730 SADDLE WOOD DR EAGAN MN 551231692, EAGAN, MN 55123-1692

Mortgage

Document Number	3355707
Date	Feb 19, 2020
Instrument	3355707

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,438.00 (+27.71%)	$617,800 (+11.18%) Land $146,100 Building $471,700	$617,800 (+11.18%) Land $146,100 Building $471,700
2023	$5,824.00 Homeowner's exemption
2022		$555,700 Land $142,200 Building $413,500	$555,700 Land $142,200 Building $413,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Southeast MN Wifi.

Nearby Properties on Saddle Wood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures