730 S Western Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 730 S Western Ave, Sioux Falls, SD 57104

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,060 sqft · built 1954
Lot Size0.152 acres (6,621 sqft)
Owner2 Trust Names on File
Tax Bill$2,965 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-22-20-152-009-000

Property Details

APN / Parcel Number

Primary APN01-22-20-152-009-000
Alternative APN
  • 31224

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,060 sqft Finished Area
1st Floor Area1,060 sqft
Basement Area1,060 sqft
Finished Basement350 sqft
Family RoomFamily Room
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeBlock
Roof TypeFlat
Roof MaterialGravel
Lot Area6,621 sqft (0.152 acres)
Lot Dimensions132 ft deep x 50 ft wide
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number31224
Street Address730 S WESTERN AVE
CitySIOUX FALLS
StateSD
Zip57104-4510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 27` S 33` & S 23` N 33` VAC 16TH ST BETW LOT 10 BLK 4 & 6 BLOCK 5 FAIRLAWN A DDITION TO CITY OF SIOUX FALLS
Legal SubdivisionFAIRLAWN ADDN
Legal Block4,6,5
Legal Lot Number10
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group2
Census Block2007
Census Tract10600

Owner

730 S Western Ave is owner-occupied and held in a trust.

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address730 S WESTERN AVE, SIOUX FALLS, SD 57104-4510
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Corporate Trust

Deeds, Mortgages & Sale History

DateDocument
May 1, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Jun 23, 2020Deed of Trust, Mortgage · FHA Mortgage
PLAINS COMMERCE BANK
Jun 23, 2020Deed of Trust, Mortgage · Stand-Alone First Mortgage
SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address730 S WESTERN AVE, SIOUX FALLS, SD 57104-4510
Transaction TypeMortgage
Record UpdatedJul 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1968MTG/821
DateMay 1, 2023
Book Page1968 MTG/821
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term359 Months
DueApr 27, 2053

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address730 S WESTERN AVE, SIOUX FALLS, SD 57104-4510
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1889MTG/104
DateJun 23, 2020
Book Page1889 MTG/104
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address730 S WESTERN AVE, SIOUX FALLS, SD 57104-4510
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1889MTG/119
DateJun 23, 2020
Book Page1889 MTG/119
Lender
NameSOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
TypeGovernment Agency
AddressPIERRE, SD 57501
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 730 S Western Ave was $2,965.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$216,987 (-1.1%) Land $29,077 Building $187,910$216,987 Land $29,077 Building $187,910
2025$2,965.00$219,400 (+7.92%) Land $29,400 Building $190,000
2024$2,965.00$203,300 Land $29,400 Building $173,900
2022$2,726.00$181,800 Land $30,500 Building $151,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 730 S Western Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1978–1997)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 1997 · Severe Flooding, Sever Winter Storms,heavy Rains High Winds
Claims by Event
  • Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 730 S Western Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber · Cable in parts of the area
5,000 / 5,000
Midco
Cable
1,250 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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