730 S Central Ave, Lodi, CA 95240 Property Records

San Joaquin County property record for 730 S Central Ave, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 838 sqft · built 1945
Lot Size	0.097 acres (4,205 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jul 2022)
Tax Bill	$3,660 (2026)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`047-322-280-000`

Property Details

APN / Parcel Number

Primary APN	`047-322-280-000`
Alternative APN	`047-322-28`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	838 sqft Living Area
1st Floor Area	838 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,205 sqft (0.097 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	047-322-28
Street Address	730 S CENTRAL AVE
City	LODI
State	CA
Zip	95240-4846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LODI BARNHART LOT 27
Legal Subdivision	LODI BARNHART TR
Legal Block	2
Legal Lot Number	27
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2017
Census Tract	4404

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	730 S CENTRAL AVE, LODI, CA 95240-4846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 31, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 8, 2022	Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Mar 18, 2022	Grant Deed, Transfer PLACER TITLE COMPANY
Feb 25, 2022	Intrafamily Transfer, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	Mar 18, 2022 · Amount on Record
Deed Document Number	202283743
Prior Transfer Date	Feb 25, 2022
Prior Transfer Doc	0000026050
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 6, 2026
Property Address	730 S CENTRAL AVE, LODI, CA 95240-4846
Document Number	0000041171
Instrument Date	Apr 22, 2026
Instrument	202641171
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 S CENTRAL AVE, LODI, CA 95240-4846

Mortgage

Document Number	0000041171,
Date	May 6, 2026
Instrument	202641171

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Aug 1, 2052

Interest

Rate	6.38%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	730 S CENTRAL AVE, LODI, CA 95240-4846
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 S CENTRAL AVE, LODI, CA 95240-4846

Mortgage

Document Number	0000069253
Date	Aug 31, 2023
Instrument	2023-069253

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2052

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 8, 2022
Property Address	730 S CENTRAL AVE, LODI, CA 95240-4846
Document Number	0000083743
Map Reference	MB 3 PG 48
Instrument Date	Jul 5, 2022
Instrument	2022-083743
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	730 S CENTRAL AVE, LODI, CA 95240-4846

Mortgage

Document Number	0000083744
Date	Jul 8, 2022
Instrument	2022-083744

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 18, 2022
Property Address	730 S CENTRAL AVE, LODI, CA 95240-4846
Document Number	0000036408
Map Reference	MB 3 PG 48
Instrument Date	Mar 16, 2022
Instrument	2022-036408
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 ZINFANDEL DR, LODI, CA 95242-4563

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 25, 2022
Property Address	730 S CENTRAL AVE, LODI, CA 95240-4846
Document Number	0000026050
Map Reference	MB 3 PG 48
Instrument Date	Feb 25, 2022
Instrument	2022-026050
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2111 SEAHAWK LN, LODI, CA 95240-7810

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,660.00 (-3.2%)
2025	$3,781.00 (+4.56%) Homeowner's exemption	$355,200 (+4.38%) Land $105,000 Building $250,200
2023	$3,616.00 (+442.94%) Homeowner's exemption	$340,300 Land $100,000 Building $240,300	$323,370
2022	$666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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