Owen County property record for 730 River Rd, Spencer, IN 47460
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 938 sqft · built 1985 |
| Lot Size | 2.11 acres (91,912 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Sep 2020) |
| Tax Bill | $72 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-28-200-380.000-027 |
| Primary APN | 60-10-28-200-380.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 938 sqft Living Area |
| 1st Floor Area | 938 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Mobile Home |
| Construction Type | Metal Frame |
| Foundation Type | Raised |
| Roof Material | Metal |
| Lot Area | 91,912 sqft (2.11 acres) |
| Pool Type | Above-Ground Pool |
| Shed | 1 Shed |
| Heating System | Central |
|---|
| Account Number | 00001032952 |
|---|---|
| Street Address | 730 RIVER RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-6704 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PT W 1/2 NW S28 T10 R3 1.78A PT W 1/2 NW S28 T10 R3 0.33A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 28 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 955900 |
730 River Rd, a mobile home, is owned and occupied by an individual who bought it in September 2020.
Source: Owen County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 730 RIVER RD, SPENCER, IN 47460-6704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on File |
| Deed Sale | Sep 29, 2020 · Amount on File |
| Prior Sale | Jun 11, 2013 · Amount on File |
| Deed Document Number | 2020221901 |
| Transfer Doc | 0002462070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Sep 29, 2020 |
| Property Address | 730 RIVER RD, SPENCER, IN 47460-6704 |
| Document Number | 0000221901 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 221901 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 RIVER RD, SPENCER, IN 47460 |
| Document Number | 0000221902 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 221902 |
| Name | OUR COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2030 |
The 2025 property tax bill for 730 River Rd was $72 with a homeowner's exemption, down 59.6% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72.00 (-59.55%) Homeowner's exemption | $33,000 Land $23,600 Building $9,400 | $33,000 Land $23,600 Building $9,400 |
| 2024 | $178.00 (-3.78%) | ||
| 2023 | $185.00 (-12.32%) | $32,400 (+8.36%) Land $23,600 Building $8,800 | $32,400 (+8.36%) Land $23,600 Building $8,800 |
| 2022 | $211.00 | $29,900 Land $22,400 Building $7,500 | $29,900 Land $22,400 Building $7,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 730 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 730 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
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