730 Plum Tree Ln, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 730 Plum Tree Ln, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,270 sqft · built 2005
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Oct 2018)
Tax Bill	$1,256 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-12-0005.0000`

Property Details

APN / Parcel Number

Primary APN	`08-12-0005.0000`
Alternative APN	`33-08-12-0005.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	2,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	87,556 sqft (2.01 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	730 PLUM TREE LN
City	BERKELEY SPRINGS
State	WV
Zip	25411-6897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK FOREST S/D SEC III LOT 44 2.01 AC
Legal Subdivision	OAK FOREST S/D
Legal Lot Number	44
Jurisdiction	MORGAN WV
Township / Civil Division	1
Census Block Group	2
Census Block	2006
Census Tract	971001

Owner

730 Plum Tree Ln is owned and occupied by an individual who bought it in October 2018.

Source: Morgan County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	730 PLUM TREE LN, BERKELEY SPRINGS, WV 25411-6897
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2018	Deed of Trust, Mortgage WV HOUSING DEPT
Oct 15, 2018	Deed, Transfer CNB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2018 · Amount on File
Deed Sale	Oct 15, 2018 · Amount on File
Prior Sale	Dec 13, 2005 · Amount on File
Deed Document Number	2018850467
Deed Book / Page	268 / 217
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	730 PLUM TREE LN, BERKELEY SPRINGS, WV 25411-6897
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000434/0000000465
Date	Oct 15, 2018
Book Page	0000000434/0000000465
Instrument	000000850471

Lender

Name	WV HOUSING DEPT

Agreement

Amount	Amount on Record
Term	171 Months
Due	Jan 1, 2033

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Oct 15, 2018
Property Address	730 PLUM TREE LN, BERKELEY SPRINGS, WV 25411-6897
Document Number	000268/217
Book / Page	268 / 217
Instrument Date	Oct 12, 2018
Instrument	000000850467
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000434/0000000446
Date	Oct 15, 2018
Book Page	0000000434/0000000446
Instrument	000000850468

Lender

Name	CNB BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 730 Plum Tree Ln was $1,256, up 6.4% from the year before.

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,256.00 (+6.44%)	$126,660 (+6.67%) Land $26,160 Building $100,500	$211,100 (+6.67%) Land $43,600 Building $167,500
2025	$1,180.00	$118,740 Land $26,160 Building $92,580	$197,900 Land $43,600 Building $154,300
2023	$1,116.00 (+1%)	$111,600 (+0.98%) Land $24,000 Building $87,600	$186,000 (+0.98%) Land $40,000 Building $146,000
2022	$1,105.00	$110,520 Land $24,000 Building $86,520	$184,200 Land $40,000 Building $144,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 730 Plum Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 730 Plum Tree Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 44% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

Cell Coverage

5G and 4G LTE (outdoors only)

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